Being nosey... How many Regular Saver accounts do you have?

elsien

clairec666 said:

elsien said:

I have one. Guess that means I’m about to be drummed out of MSE. 🤣

Nah, it means we're going to hook you in and make you open more

Just for information,  I now have two! 

exel1966

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

FishInGlass

There is only one of me (at least there was last time I looked) so no OH to consider.

My situation since my last posting is as follows. Now up from 21 to 23 accounts. My Christmas 25 Principality has now matured to be replaced by my 3rd 6 month issue 4. I have also started funding the Christmas 26 Principality (taking my accounts there to 5) as well as the Hanley Economic.
Halifax, Zopa and Market Harborough mature in November, and as things stand Zopa is probably the only one I will refresh.
November funding to be £5800 with the total balance on the 1st of the month being approx. £45,800
Minimum rate needed for any new account is 6% although I have 4 at 5.5% with only the RBS currently being funded until it reaches £5,000. @Bobblehat feel free to choose which of these percentages you think is more appropriate in your table.

Bobblehat

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Newly_retired

I have just closed one and opened one. Another due to mature next week, but as I have been refused another Principality 4 , I am undecided where to go next. It may not even be another RS, dare I say.
Just me, btw. 

Bridlington1

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

For my tuppence worth I also take the view that only those held by the individual should be included so couples shouldn't be included, or at least if they are be included in a separate list (sorry Mrs Bobblehat), otherwise it gives an unfair advantage to couples as they have the ability to double up on accounts between them.

Another point for consideration is that not all updates are that recent, e.g. I've only given a couple of updates and since then I've had some accounts closed, some more opened, so my total is out of date, as I can imagine are many people's totals.

One danger that arises therefore is that if you maintain the table for a while, some may not update their figures for a long time and remain on the leadership board at an artificially high or low level indefinitely. E.g. I can imagine many totals may drop if Principality BS ever decide to do a crackdown on duplicate accounts but people don't update their totals following it for whatever reason then their totals are left artificially high. It may therefore be an idea to possibly add a last updated column (either hidden or visible) and remove people if they don't do an update for however long. This might also ensure the list remains a more manageable size.

As ever you're under no obligation to do any of the above but it's just some ideas for consideration.

Kim_13

A separate individual and couples table is certainly an idea should the file size be too big.

I plan to update mine once a month and will add my entry for the value column once the bulk of November's payments have gone in (otherwise it would be quickly out of date.) I did a spreadsheet yesterday.

exel1966

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Perhaps amend the spreadsheet.to something like......

                                       

That's assuming everyone is a Fireman of course ;-)

arthurdick

exel1966 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Perhaps amend the spreadsheet.to something like......

                                       

That's assuming everyone is a Fireman of course ;-)

Ha Ha, I used to love  that, I just had to have a look on youtube  to see if I could watch an old  episode, Loved the Trumpton theme tune,

Bobblehat

Bridlington1 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

For my tuppence worth I also take the view that only those held by the individual should be included so couples shouldn't be included, or at least if they are be included in a separate list (sorry Mrs Bobblehat), otherwise it gives an unfair advantage to couples as they have the ability to double up on accounts between them.

Noted! A vote against allowing "plus other half" to their own holdings.

Bridlington1 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Another point for consideration is that not all updates are that recent, e.g. I've only given a couple of updates and since then I've had some accounts closed, some more opened, so my total is out of date, as I can imagine are many people's totals.

I'm quite aware of that. I've said on several occasions that I'm more than happy to update the table as often as participants are willing to submit their figures or updates. The amount of work is minor compared to your own efforts  . The onus is on participants to send in regular updates as I have no crystal ball.

Bridlington1 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

One danger that arises therefore is that if you maintain the table for a while, some may not update their figures for a long time and remain on the leadership board at an artificially high or low level indefinitely. E.g. I can imagine many totals may drop if Principality BS ever decide to do a crackdown on duplicate accounts but people don't update their totals following it for whatever reason then their totals are left artificially high. It may therefore be an idea to possibly add a last updated column (either hidden or visible) and remove people if they don't do an update for however long. This might also ensure the list remains a more manageable size.

As ever you're under no obligation to do any of the above but it's just some ideas for consideration.

Very true! But what is the alternative? And what do they gain by skewing the table? There are no cash prizes given out, no cups given out, no judgement as to who is "better" by holding high figures of RS's or zero RS's, or somewhere in the middle. I am relying on most people to have "played fair" .... sure there might be the odd rascal or troll, comes with an open forum, does it not? There have been examples already of participants submitting updates that lower their position in the table. They are doing it willingly, maybe out of just a sense of fun and "joining in"? They set a great example for others to follow.

BTW, some will have noticed that the position in the table for those with the same number of RS's is arbitrarily sorted by A-Z on the Forumite's name, despite potentially holding the same number as others. I could choose a different criteria?

I hope most participants agree that to introduce penalties for not submitting regular updates would be a major turn-off for most who have already sent their figures in, and totally discourage new entries to the table.

I started the table as a simple means of recording the many figures that Forumites sent in to the OP's thread to make it easy for everyone to see a summary of those figures, in one place ... it was intended as a bit of fun. It seems to have become quite popular, beyond my expectations ... well that was easy, as I had no expectations when I put the first table in!

If anyone thinks the table has evolved beyond what they original thought they were contributing to, and in a direction they no longer enjoy, send me a message, a PM if they like, and I'll remove their contribution without question.