Being nosey... How many Regular Saver accounts do you have?

Bridlington1

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

For my tuppence worth I also take the view that only those held by the individual should be included so couples shouldn't be included, or at least if they are be included in a separate list (sorry Mrs Bobblehat), otherwise it gives an unfair advantage to couples as they have the ability to double up on accounts between them.

Another point for consideration is that not all updates are that recent, e.g. I've only given a couple of updates and since then I've had some accounts closed, some more opened, so my total is out of date, as I can imagine are many people's totals.

One danger that arises therefore is that if you maintain the table for a while, some may not update their figures for a long time and remain on the leadership board at an artificially high or low level indefinitely. E.g. I can imagine many totals may drop if Principality BS ever decide to do a crackdown on duplicate accounts but people don't update their totals following it for whatever reason then their totals are left artificially high. It may therefore be an idea to possibly add a last updated column (either hidden or visible) and remove people if they don't do an update for however long. This might also ensure the list remains a more manageable size.

As ever you're under no obligation to do any of the above but it's just some ideas for consideration.

Kim_13

A separate individual and couples table is certainly an idea should the file size be too big.

I plan to update mine once a month and will add my entry for the value column once the bulk of November's payments have gone in (otherwise it would be quickly out of date.) I did a spreadsheet yesterday.

exel1966

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Perhaps amend the spreadsheet.to something like......

                                       

That's assuming everyone is a Fireman of course ;-)

arthurdick

exel1966 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Perhaps amend the spreadsheet.to something like......

                                       

That's assuming everyone is a Fireman of course ;-)

Ha Ha, I used to love  that, I just had to have a look on youtube  to see if I could watch an old  episode, Loved the Trumpton theme tune,

Bobblehat

Bridlington1 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

For my tuppence worth I also take the view that only those held by the individual should be included so couples shouldn't be included, or at least if they are be included in a separate list (sorry Mrs Bobblehat), otherwise it gives an unfair advantage to couples as they have the ability to double up on accounts between them.

Noted! A vote against allowing "plus other half" to their own holdings.

Bridlington1 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

Another point for consideration is that not all updates are that recent, e.g. I've only given a couple of updates and since then I've had some accounts closed, some more opened, so my total is out of date, as I can imagine are many people's totals.

I'm quite aware of that. I've said on several occasions that I'm more than happy to update the table as often as participants are willing to submit their figures or updates. The amount of work is minor compared to your own efforts  . The onus is on participants to send in regular updates as I have no crystal ball.

Bridlington1 said:

Bobblehat said:

exel1966 said:

Bobblehat said:

I guess a lot of members will have realised we have a new leader at 82 RS's 

Excel1966 still holds the record (of those submitting figures) for a solo holding of 76 RS's. I wonder if there are still some shy high-roller Forumites out there that, for whatever reason, are keeping their figures close to their chest 

I'll save the next published update until shortly after the 3rd Nov, as I expect a small flurry of updates between now and then.

My figures will be changing quite a lot over the next couple of days as I have 12 maturities + new openings today and tomorrow.

I could include my OH which will put the number way beyond triple figures, but I'm not going to as I think you're comparing chalk n cheese with the same table for sole or duo accounts. Think it should come down to registered MSE users with accounts in their own name.

Beyond triple figures! ... I nearly spat my coffee out when I read this 

I'm hoping you mean into triple figures. i.e. 100 to 999  ..... otherwise there will be some cardiac arrests!

There has been quite a bit of discussion about the lumping of other half's RS holdings in with their own RS holdings in this thread. I'm detecting a rough 50:50 split on opinion for and against. I personally think, like a few others have mentioned, that as long as the forum member is administrating all the RS's they are declaring and make it clear that the figure is for 2 people then it's OK for the purpose of this table. If opinion swings against this in the future, I'll alter the table. If I remember correctly, the OP has indicated that they are happy with the table as it is.

I've shaded the cells in the table that contain "aggregated Forumites" as a means of drawing attention to those RS figures that are being administered for two people instead of one. They will be visible in the next update.

I'm hoping this small change will help to preserve the fun element to the table 

One danger that arises therefore is that if you maintain the table for a while, some may not update their figures for a long time and remain on the leadership board at an artificially high or low level indefinitely. E.g. I can imagine many totals may drop if Principality BS ever decide to do a crackdown on duplicate accounts but people don't update their totals following it for whatever reason then their totals are left artificially high. It may therefore be an idea to possibly add a last updated column (either hidden or visible) and remove people if they don't do an update for however long. This might also ensure the list remains a more manageable size.

As ever you're under no obligation to do any of the above but it's just some ideas for consideration.

Very true! But what is the alternative? And what do they gain by skewing the table? There are no cash prizes given out, no cups given out, no judgement as to who is "better" by holding high figures of RS's or zero RS's, or somewhere in the middle. I am relying on most people to have "played fair" .... sure there might be the odd rascal or troll, comes with an open forum, does it not? There have been examples already of participants submitting updates that lower their position in the table. They are doing it willingly, maybe out of just a sense of fun and "joining in"? They set a great example for others to follow.

BTW, some will have noticed that the position in the table for those with the same number of RS's is arbitrarily sorted by A-Z on the Forumite's name, despite potentially holding the same number as others. I could choose a different criteria?

I hope most participants agree that to introduce penalties for not submitting regular updates would be a major turn-off for most who have already sent their figures in, and totally discourage new entries to the table.

I started the table as a simple means of recording the many figures that Forumites sent in to the OP's thread to make it easy for everyone to see a summary of those figures, in one place ... it was intended as a bit of fun. It seems to have become quite popular, beyond my expectations ... well that was easy, as I had no expectations when I put the first table in!

If anyone thinks the table has evolved beyond what they original thought they were contributing to, and in a direction they no longer enjoy, send me a message, a PM if they like, and I'll remove their contribution without question.

trickydicky14

I second "A vote against allowing "plus other half" to their own holdings"
I think segregating the two would be best, but that's just me.

Bobblehat

trickydicky14 said:

I second "A vote against allowing "plus other half" to their own holdings"
I think segregating the two would be best, but that's just me.

Noted! Do you like Exel1966's idea?

masonic

Bobblehat said:

trickydicky14 said:

I second "A vote against allowing "plus other half" to their own holdings"
I think segregating the two would be best, but that's just me.

Noted! Do you like Excel1966's idea?

I do, it seems to give the best of both worlds.

nigelholl2

Sadly despite the hard work that  Bobblehat has put into this thread, it diverging into a discussion more about how it is run, rather than a bit of fun that the OP asked a question about.

You could carve the rules up how ever you like, some one would be unhappy, I am silencing any political comment I could add.

For myself I invest some time every day, reading this thread, and Brid's other threads, sometime many pages, if you don't look for a 1/2 day, a couple of mins boosting Nwest RS Top Ups, and then an hour or so at month, trying to maximise my & OH's return on IA savings by transferring money between accounts Being of a certain age I class that as FUN!

I honestly don't know where this thread should go now, I have & still do enjoy following it, and hope it continues.

I just wanted to Share my thoughts, for what they're worth

clairec666

Some kind of separation of "couples" accounts would be good. Maybe the overall ranking should be on individual accounts only, then another column added for additional partner accounts.

Not knocking anyone who's doing the admin for two people's accounts, but by opening accounts for their husband/wife/partner they automatically have double the number of accounts available to them, and possibly the odd joint account too. You can get yourself into double figures just with accounts earning 7% or more!

Anyway, it's all a bit of fun

Talking of fun.... I've had a fun evening adding macros to my regular saver spreadsheet. For no good reason whatsoever other than for the fun of it.