Being nosey... How many Regular Saver accounts do you have?

trickydicky14

Bobblehat said:

trickydicky14 said:

I second "A vote against allowing "plus other half" to their own holdings"
I think segregating the two would be best, but that's just me.

Noted! Do you like Exel1966's idea?

Yes I feel that would work

nomorekids

I think I'd  better withdraw, I thought it was just a bit of fun

Hal17

As someone who has included my DW regular savers, I am happy to withdraw from the list.

Thanks Bobblehat for all your hard work. I will continue to follow your updates. 

RosieRooBear

I’ve included my hubby’s with mine but I’m happy to still be involved and have two columns, maybe I could include only mine in one, and mine and hubby’s combined in the other 🤷🏼‍♀️.

Mrs_Trellis_of_North_Wales

After opening five new accounts this month, I'm now up to 30.

UKX69

My view, for what it’s worth, is that the list that Bobblehat’s kindly compiled is just a league table for fun and not meant to be taken too seriously to the extent that conflicting views are causing posters to drop out. As ever, things work best when kept simples. By the way, triple numbers make my 2 RS look sick!

Newly_retired

Another vote for the ( main) table being for sole account holders, not those who manage their spouse’s.

Bobblehat

Just to keep everyone in the loop, it's become apparent that there is an increasing wish amongst participants in this thread, to separate out individual holdings from combined "+ other half's" holdings of RS's. I'm working on providing a simple solution in the next update (early November) that I hope will satisfy at least the majority of contributors, and still provide the "fun" element that many have indicated they have enjoyed in this thread.

By all means, let me know what you think of the change when it's published, and please continue to submit updates as and when suits you. I'm always ready to plug the figures in when provided 

Don't forget that Bridlington1's main thread is the ideal place to reach the maximum audience for your discussions on Regular Savers, but this thread is good for the "fun stuff" about RS's. 

clairec666

Appreciating all your hard work Bobblehat

No need to add this to the spreadsheet, but would be interesting to know who else manually funds all their accounts each month, and who sets up standing orders and just lets everything run itself.
For a mid-table regular saver like myself, doing everything manually each month isn't too strenuous.

I added a neat little bit of code to my banking spreadsheet which kind of "automates" any future transactions (on the spreadsheet only, of course) so I can fast-forward in time and see what my finances will look like in a few months' time. Useful for knowing how to spread my funding around each month.
I can fast forward all the way to August next year, just before my Monmouthshire accounts mature, and it looks like my total regular saver holdings will have jumped to £37000. Natwest and RBS will have dwindled to £0 around April then will start building back up again.

This little system also makes it easy to count how many individual transactions I'll be doing over the next year... and it's rather made me realise how much time I spend on this, and that switching back to standing orders might be a wise idea.

Mind you, I spent 3 hours this morning coding this, and I don't consider that to be time wasted

Martico

OK, pop-pickers, I'm straight into the charts at number 60 (I think) this week, with two. I've had a fair few mature recently, much of which was destined for elsewhere, so I'm kind of starting again. It'd be nice to grow to one maturing per month, but that's not an immediate prospect.

So, for now, I just have two: FD and Co-op. Contributing 550 per month, current value = 850