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Being nosey... How many Regular Saver accounts do you have?

1313234363761

Comments

  • Bobblehat
    Bobblehat Posts: 1,045 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Hi, Bobbles, my latest  RS's total is now 18, went down to 12 for a few days but opened a few more., and I did grab the Hanley one at 6.5%
     
    Total funding P/M is around £2800, all depends on what bills I get coming in. 
    I only have £770  coming in  P/M, as I am not working and the funding is coming from Easy Access accounts where I put most of my inheritance.  
     I am hoping I can keep it going until  Oct 2027 With the  Manchester RS..

    The main target is to get through till Jan 2027, SP kicks in then, around  an extra £1000 P/M then.


     Savings are for Ground Rent, service charge, any S20's that may come in and Holidays.

     Manchester RS is hopefully to cover any S20's as it is £500 P/M for 2 years. 


    So, I am on 18 now, slipping down the charts.




    Hi AD ... I originally had you in as holding 36? Did I fat-finger that figure or did you have a shed load mature? I've put you in as 18 and deleted the 36 entry anyhow  :)
  • Kim_13
    Kim_13 Posts: 3,904 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I’m trying to only update once a month to make it easier, but I’ll hopefully go into November with 21. Was on 18 and have since opened Progressive, Hanley and sent off for Scottish. One is maturing on 31st October, by which time I’m hoping Principality Christmas will have launched to replace it.
  • arthurdick
    arthurdick Posts: 3,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 October at 9:25AM
    Bobblehat said:
    Hi, Bobbles, my latest  RS's total is now 18, went down to 12 for a few days but opened a few more., and I did grab the Hanley one at 6.5%
     
    Total funding P/M is around £2800, all depends on what bills I get coming in. 
    I only have £770  coming in  P/M, as I am not working and the funding is coming from Easy Access accounts where I put most of my inheritance.  
     I am hoping I can keep it going until  Oct 2027 With the  Manchester RS..

    The main target is to get through till Jan 2027, SP kicks in then, around  an extra £1000 P/M then.


     Savings are for Ground Rent, service charge, any S20's that may come in and Holidays.

     Manchester RS is hopefully to cover any S20's as it is £500 P/M for 2 years. 


    So, I am on 18 now, slipping down the charts.




    Hi AD ... I originally had you in as holding 36? Did I fat-finger that figure or did you have a shed load mature? I've put you in as 18 and deleted the 36 entry anyhow  :)
    Hi, 
    no fat finger, it was at 36 a few matured and I closed a few, well stopped funding.. I ,just couldn't afford to fund them all, I am now just keeping to funding larger amounts over fewer  accounts, Larger amounts to me are around £200 P/M. but have been loading up with £300-£500 p/M accounts, if that makes sense?

    looking forward to seeing how far I have slipped down, cheers Bobbles, enjoying the fun.
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • clairec666
    clairec666 Posts: 879 Forumite
    500 Posts Name Dropper
    Kim_13 said:
    I’m trying to only update once a month to make it easier, but I’ll hopefully go into November with 21. Was on 18 and have since opened Progressive, Hanley and sent off for Scottish. One is maturing on 31st October, by which time I’m hoping Principality Christmas will have launched to replace it.
    Looks like we're going to follow each other around the league table! I'm doing much the same as you, except I haven't tried for Scottish, but will do if it's available online. Keeping an eye on the main thread for Principality updates.
  • nomorekids
    nomorekids Posts: 498 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Bobblehat said:
    just discovered this thread, can I lump me and DH together for the numbers seeing as I manage them all? Just regulars right? ie not Santander edge ? I'll do from 1st November so can count the Hanley s and fingers crossed our Welsh favourite next week.
    Welcome to the fun thread  :). Yes you can add DH in, there are a handful of others who administer their other half's RS's and have combined the figures. Just real Regular Savers otherwise it could get very messy  :)

    I'll keep an eye open for your update in November.
    Sorry guys as I can lump in DH, think I might be top or fighting for top place :s:smiley::s:blush:
    If you want to be rich, never, ever have kids ;)
  • Bobblehat
    Bobblehat Posts: 1,045 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Bobblehat said:
    just discovered this thread, can I lump me and DH together for the numbers seeing as I manage them all? Just regulars right? ie not Santander edge ? I'll do from 1st November so can count the Hanley s and fingers crossed our Welsh favourite next week.
    Welcome to the fun thread  :). Yes you can add DH in, there are a handful of others who administer their other half's RS's and have combined the figures. Just real Regular Savers otherwise it could get very messy  :)

    I'll keep an eye open for your update in November.
    Sorry guys as I can lump in DH, think I might be top or fighting for top place :s:smiley::s:blush:
     :o .... that's fighting talk!
  • clairec666
    clairec666 Posts: 879 Forumite
    500 Posts Name Dropper
    Chaykin said:
    I'm not entirely convinced on including accounts belonging to partners/spouses. What about if someone has accounts they administer (for their own purposes) belonging to their siblings/parents/kids/other relatives/friends etc.?... I think we should only count single accounts in your name only. Maybe also joint accounts with your name being one of them, but rather not to keep it simple. What do others think?
    Well I'm biased as I don't have a partner who I can use to boost my account numbers!

    I reckon people should only include their partners accounts if they themselves are solely responsible for all the admin and funding, i.e. their partner has no interest in the regular saver game themselves.

    Still, it's all a bit of fun, and nobody is scrutinising anyone's numbers. For all we know, all those people at the top of the table could be making it all up!
  • guli
    guli Posts: 218 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Chaykin said:
    I'm not entirely convinced on including accounts belonging to partners/spouses. What about if someone has accounts they administer (for their own purposes) belonging to their siblings/parents/kids/other relatives/friends etc.?... I think we should only count single accounts in your name only. Maybe also joint accounts with your name being one of them, but rather not to keep it simple. What do others think?
    Well I'm biased as I don't have a partner who I can use to boost my account numbers!

    I reckon people should only include their partners accounts if they themselves are solely responsible for all the admin and funding, i.e. their partner has no interest in the regular saver game themselves.

    Still, it's all a bit of fun, and nobody is scrutinising anyone's numbers. For all we know, all those people at the top of the table could be making it all up!

    Why would we be making it up? 
  • arthurdick
    arthurdick Posts: 3,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Chaykin said:
    I'm not entirely convinced on including accounts belonging to partners/spouses. What about if someone has accounts they administer (for their own purposes) belonging to their siblings/parents/kids/other relatives/friends etc.?... I think we should only count single accounts in your name only. Maybe also joint accounts with your name being one of them, but rather not to keep it simple. What do others think?
    Well I'm biased as I don't have a partner who I can use to boost my account numbers!

    I reckon people should only include their partners accounts if they themselves are solely responsible for all the admin and funding, i.e. their partner has no interest in the regular saver game themselves.

    Still, it's all a bit of fun, and nobody is scrutinising anyone's numbers. For all we know, all those people at the top of the table could be making it all up!
    I'm making it up the wrong way, slipping down the charts at rapid speed.
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
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