Being nosey... How many Regular Saver accounts do you have?

clairec666

Thanks for the update Bobblehat.
I imagine a few people's figures will rise over the next week with the arrival of Hanley 6.5%, the possibility that Scottish Building Society's 6.5% may become available online, and strong rumours of a Principality Christmas thingummy. I'm tempted by all of them, but haven't got the funds!

Bobblehat

clairec666 said:

Thanks for the update Bobblehat.
I imagine a few people's figures will rise over the next week with the arrival of Hanley 6.5%, the possibility that Scottish Building Society's 6.5% may become available online, and strong rumours of a Principality Christmas thingummy. I'm tempted by all of them, but haven't got the funds!

Yes! I'm expecting a small flurry of updates just before or after 1st November, including adding a couple or 3 myself.

We'll have to ask Topyam to mention there is not much RS activity going on near the middle of November and see if they can work their magic again! 

Choices, choices! 

Kim_13

clairec666 said:

Thanks for the update Bobblehat.
I imagine a few people's figures will rise over the next week with the arrival of Hanley 6.5%, the possibility that Scottish Building Society's 6.5% may become available online, and strong rumours of a Principality Christmas thingummy. I'm tempted by all of them, but haven't got the funds!

I’ve kept £125 aside for Principality, assuming that it will be fixed rate, only sending £125 to Scottish BS as a result. Hanley will have to be £25 for now. I probably won’t have the funds to max it out until December, but if I wait it will probably be gone. Their last RS didn’t stick around for long as I recall.

nomorekids

just discovered this thread, can I lump me and DH together for the numbers seeing as I manage them all? Just regulars right? ie not Santander edge ? I'll do from 1st November so can count the Hanley s and fingers crossed our Welsh favourite next week.

arthurdick

Hi, Bobbles, my latest  RS's total is now 18, went down to 12 for a few days but opened a few more., and I did grab the Hanley one at 6.5%
 
Total funding P/M is around £2800, all depends on what bills I get coming in. 
I only have £770  coming in  P/M, as I am not working and the funding is coming from Easy Access accounts where I put most of my inheritance.  
 I am hoping I can keep it going until  Oct 2027 With the  Manchester RS..

The main target is to get through till Jan 2027, SP kicks in then, around  an extra £1000 P/M then.


 Savings are for Ground Rent, service charge, any S20's that may come in and Holidays.

 Manchester RS is hopefully to cover any S20's as it is £500 P/M for 2 years. 


So, I am on 18 now, slipping down the charts.

Bobblehat

nomorekids said:

just discovered this thread, can I lump me and DH together for the numbers seeing as I manage them all? Just regulars right? ie not Santander edge ? I'll do from 1st November so can count the Hanley s and fingers crossed our Welsh favourite next week.

Welcome to the fun thread  . Yes you can add DH in, there are a handful of others who administer their other half's RS's and have combined the figures. Just real Regular Savers otherwise it could get very messy 

I'll keep an eye open for your update in November.

Bobblehat

arthurdick said:

Hi, Bobbles, my latest  RS's total is now 18, went down to 12 for a few days but opened a few more., and I did grab the Hanley one at 6.5%
 
Total funding P/M is around £2800, all depends on what bills I get coming in. 
I only have £770  coming in  P/M, as I am not working and the funding is coming from Easy Access accounts where I put most of my inheritance.  
 I am hoping I can keep it going until  Oct 2027 With the  Manchester RS..

The main target is to get through till Jan 2027, SP kicks in then, around  an extra £1000 P/M then.


 Savings are for Ground Rent, service charge, any S20's that may come in and Holidays.

 Manchester RS is hopefully to cover any S20's as it is £500 P/M for 2 years. 


So, I am on 18 now, slipping down the charts.

Hi AD ... I originally had you in as holding 36? Did I fat-finger that figure or did you have a shed load mature? I've put you in as 18 and deleted the 36 entry anyhow 

Kim_13

I’m trying to only update once a month to make it easier, but I’ll hopefully go into November with 21. Was on 18 and have since opened Progressive, Hanley and sent off for Scottish. One is maturing on 31st October, by which time I’m hoping Principality Christmas will have launched to replace it.

arthurdick

Bobblehat said:

arthurdick said:

Hi, Bobbles, my latest  RS's total is now 18, went down to 12 for a few days but opened a few more., and I did grab the Hanley one at 6.5%
 
Total funding P/M is around £2800, all depends on what bills I get coming in. 
I only have £770  coming in  P/M, as I am not working and the funding is coming from Easy Access accounts where I put most of my inheritance.  
 I am hoping I can keep it going until  Oct 2027 With the  Manchester RS..

The main target is to get through till Jan 2027, SP kicks in then, around  an extra £1000 P/M then.


 Savings are for Ground Rent, service charge, any S20's that may come in and Holidays.

 Manchester RS is hopefully to cover any S20's as it is £500 P/M for 2 years. 


So, I am on 18 now, slipping down the charts.

Hi AD ... I originally had you in as holding 36? Did I fat-finger that figure or did you have a shed load mature? I've put you in as 18 and deleted the 36 entry anyhow 

Hi, 
no fat finger, it was at 36 a few matured and I closed a few, well stopped funding.. I ,just couldn't afford to fund them all, I am now just keeping to funding larger amounts over fewer  accounts, Larger amounts to me are around £200 P/M. but have been loading up with £300-£500 p/M accounts, if that makes sense?

looking forward to seeing how far I have slipped down, cheers Bobbles, enjoying the fun.

clairec666

Kim_13 said:

I’m trying to only update once a month to make it easier, but I’ll hopefully go into November with 21. Was on 18 and have since opened Progressive, Hanley and sent off for Scottish. One is maturing on 31st October, by which time I’m hoping Principality Christmas will have launched to replace it.

Looks like we're going to follow each other around the league table! I'm doing much the same as you, except I haven't tried for Scottish, but will do if it's available online. Keeping an eye on the main thread for Principality updates.