Being nosey... How many Regular Saver accounts do you have?

saverkev

I'm plus 1 with Progressive - 27 total  £6510 per month - however my Skipton RS matures 7th Nov and I won't be renewing unless it goes over 6% (Base Rate tracker account). But! - waiting hopefully for Scottish BS online RS and Principality Christmas RS while also waiting to hopefully renew current Principality Christmas into another  RS4 (Giving instructions online tomorrow afternoon - As usual last Saturday before maturity wearing Red shirt going for option 4 - never failed yet! - that's probably put the mockers on it!
This thread opened my eyes to one salient fact - where else can i get well over 6% savings interest on £36k with the money not all tied down for a too long a period - in fact a large amount instantly available should the need arise.

Bobblehat

saverkev said:

I'm plus 1 with Progressive - 27 total  £6510 per month - however my Skipton RS matures 7th Nov and I won't be renewing unless it goes over 6% (Base Rate tracker account). But! - waiting hopefully for Scottish BS online RS and Principality Christmas RS while also waiting to hopefully renew current Principality Christmas into another  RS4 (Giving instructions online tomorrow afternoon - As usual last Saturday before maturity wearing Red shirt going for option 4 - never failed yet! - that's probably put the mockers on it!
This thread opened my eyes to one salient fact - where else can i get well over 6% savings interest on £36k with the money not all tied down for a too long a period - in fact a large amount instantly available should the need arise.

Yeah! I'm expecting quite a few updates in the next few weeks (if contributors remember to update their stats), due to recent offerings  .

I'm liking the feedback from several forumites about how this thread has encouraged further RS endeavours (I'm not the OP, so not trying to claim any kudos on this issue). Happy to carry on doing the documentation no matter how small an addition or amendment.

A thought has occurred to me that the "League Table" is becoming quite long and I have pondered on how it could soon become unwieldy in terms of presentation, and what possible solutions could alleviate that. One solution occurred to me .... splitting it into "Divisions", à la Football League. I understand that could prove unpopular if new contributors popped up, or existing contributors added a handful of new RS's, and relegated others on a trickle down basis, causing a decrease in the "fun" element of the League for some!

That solution has an additional problem of how to set the "Division" boundaries. If I followed a Football analogy of a fixed number of forumites in a division, the number of divisions would grow as new "teams" joined in. Or I could set the Divisions by order of magnitude of RS's (base 10) ... so 0-9, 10-19, 20-29 etc. with a variable number of "teams" per division.

These are just my preliminary thoughts and welcome your ideas and suggestions ... even if it's "leave it how it is"!

Edit;  Order of magnitude is not quite the right phrase! Apologies to mathematicians reading the above!

Kim_13

Bobblehat said:

saverkev said:

I'm plus 1 with Progressive - 27 total  £6510 per month - however my Skipton RS matures 7th Nov and I won't be renewing unless it goes over 6% (Base Rate tracker account). But! - waiting hopefully for Scottish BS online RS and Principality Christmas RS while also waiting to hopefully renew current Principality Christmas into another  RS4 (Giving instructions online tomorrow afternoon - As usual last Saturday before maturity wearing Red shirt going for option 4 - never failed yet! - that's probably put the mockers on it!
This thread opened my eyes to one salient fact - where else can i get well over 6% savings interest on £36k with the money not all tied down for a too long a period - in fact a large amount instantly available should the need arise.

Yeah! I'm expecting quite a few updates in the next few weeks (if contributors remember to update their stats), due to recent offerings  .

I'm liking the feedback from several forumites about how this thread has encouraged further RS endeavours (I'm not the OP, so not trying to claim any kudos on this issue). Happy to carry on doing the documentation no matter how small an addition or amendment.

A thought has occurred to me that the "League Table" is becoming quite long and I have pondered on how it could soon become unwieldy in terms of presentation, and what possible solutions could alleviate that. One solution occurred to me .... splitting it into "Divisions", à la Football League. I understand that could prove unpopular if new contributors popped up, or existing contributors added a handful of new RS's, and relegated others on a trickle down basis, causing a decrease in the "fun" element of the League for some!

That solution has an additional problem of how to set the "Division" boundaries. If I followed a Football analogy of a fixed number of forumites in a division, the number of divisions would grow as new "teams" joined in. Or I could set the Divisions by order of magnitude of RS's (base 10) ... so 0-9, 10-19, 20-29 etc. with a variable number of "teams" per division.

These are just my preliminary thoughts and welcome your ideas and suggestions ... even if it's "leave it how it is"!

List each declared number once and the names of forumites it applies to in a column beside it?

clairec666

I'm anticipating my number of accounts changing over the next few weeks, but monthly deposit will remain the same. I'll update once my Principality maturities all shake out.

Splitting the table into divisions could be fun - as long as nobody takes it too seriously!

Catplan

Bobblehat said:

saverkev said:

I'm plus 1 with Progressive - 27 total  £6510 per month - however my Skipton RS matures 7th Nov and I won't be renewing unless it goes over 6% (Base Rate tracker account). But! - waiting hopefully for Scottish BS online RS and Principality Christmas RS while also waiting to hopefully renew current Principality Christmas into another  RS4 (Giving instructions online tomorrow afternoon - As usual last Saturday before maturity wearing Red shirt going for option 4 - never failed yet! - that's probably put the mockers on it!
This thread opened my eyes to one salient fact - where else can i get well over 6% savings interest on £36k with the money not all tied down for a too long a period - in fact a large amount instantly available should the need arise.

Yeah! I'm expecting quite a few updates in the next few weeks (if contributors remember to update their stats), due to recent offerings  .

I'm liking the feedback from several forumites about how this thread has encouraged further RS endeavours (I'm not the OP, so not trying to claim any kudos on this issue). Happy to carry on doing the documentation no matter how small an addition or amendment.

A thought has occurred to me that the "League Table" is becoming quite long and I have pondered on how it could soon become unwieldy in terms of presentation, and what possible solutions could alleviate that. One solution occurred to me .... splitting it into "Divisions", à la Football League. I understand that could prove unpopular if new contributors popped up, or existing contributors added a handful of new RS's, and relegated others on a trickle down basis, causing a decrease in the "fun" element of the League for some!

That solution has an additional problem of how to set the "Division" boundaries. If I followed a Football analogy of a fixed number of forumites in a division, the number of divisions would grow as new "teams" joined in. Or I could set the Divisions by order of magnitude of RS's (base 10) ... so 0-9, 10-19, 20-29 etc. with a variable number of "teams" per division.

These are just my preliminary thoughts and welcome your ideas and suggestions ... even if it's "leave it how it is"!

Edit;  Order of magnitude is not quite the right phrase! Apologies to mathematicians reading the above!

I think based on the number with varying numbers per division 

so 0-9, 10-19, 20-29 etc. with a variable number of "teams" per division.

then you don’t get relegated by others it’s up to you to get “promoted or relegated”

I was going to suggest by monthly deposit but not everyone provides that and that is fine and some posters dont fully fund or fund each month etc so I think the per accounts would work best.

edit - jogs off to open more RS in a push for European spot.

gt94sss2

Bobblehat said:

saverkev said:

I'm plus 1 with Progressive - 27 total  £6510 per month - however my Skipton RS matures 7th Nov and I won't be renewing unless it goes over 6% (Base Rate tracker account). But! - waiting hopefully for Scottish BS online RS and Principality Christmas RS while also waiting to hopefully renew current Principality Christmas into another  RS4 (Giving instructions online tomorrow afternoon - As usual last Saturday before maturity wearing Red shirt going for option 4 - never failed yet! - that's probably put the mockers on it!
This thread opened my eyes to one salient fact - where else can i get well over 6% savings interest on £36k with the money not all tied down for a too long a period - in fact a large amount instantly available should the need arise.

A thought has occurred to me that the "League Table" is becoming quite long and I have pondered on how it could soon become unwieldy in terms of presentation, and what possible solutions could alleviate that. One solution occurred to me .... splitting it into "Divisions", à la Football League. I understand that could prove unpopular if new contributors popped up, or existing contributors added a handful of new RS's, and relegated others on a trickle down basis, causing a decrease in the "fun" element of the League for some!

These are just my preliminary thoughts and welcome your ideas and suggestions ... even if it's "leave it how it is"!

If you want to make it more complex with divisions and leagues, you will have to consider introducing rules such as not including a RS held by partners in an individuals total.

I suggest leaving the table as it is, though removing the inflated "couples" figures is probably a improvement regardless of any wider changes.

Bobblehat

I should explain what the problem is I'm trying to solve (or head off).

As the table has grown, so has the size of the image file I insert into the post. A couple of weeks back I hit a forum "limit" when I tried to insert an updated image and I had to "resize" the image to lower the file size (~200KB) before the insert process accepted the image. Resizing the image lowered the readability of the text in the table as it reduced the apparent size of the font, and its "clarity". I'm not sure what property of the image is causing the rejection of the insert, is it the file size, file type, aspect ratio of the image, or something else?

A week or so ago, the table having grown again, I had to repeat the process and the text got slightly "fuzzier" again as I tried to keep the image file under the limit. I realised that this solution was not going to be repeatable for too many iterations. 

So one solution I thought of was the splitting of the image into several smaller images, such that each one was well within the forum insert limit .... this lead on to the "Divisions" idea.

I'm not dead set on that route if a better solution to the problem can be found, and there may well be forumites who have solved a similar problem here (or elsewhere), or can think outside the box and suggest an alternative solution. As I said a few posts back, the "Division" solution was just my initial thoughts and has a possible advantage of breaking up a long, thin image (and may get even longer!) which requires a good deal of scrolling to view.

All suggestions welcome.

deinoflex

Kim_13 said:

List each declared number once and the names of forumites it applies to in a column beside it?

I thought this was the best idea to save space. 

Ch1ll1Phlakes

Bobblehat said:

I should explain what the problem is I'm trying to solve (or head off).

As the table has grown, so has the size of the image file I insert into the post. A couple of weeks back I hit a forum "limit" when I tried to insert an updated image and I had to "resize" the image to lower the file size (~200KB) before the insert process accepted the image. Resizing the image lowered the readability of the text in the table as it reduced the apparent size of the font, and its "clarity". I'm not sure what property of the image is causing the rejection of the insert, is it the file size, file type, aspect ratio of the image, or something else?

A week or so ago, the table having grown again, I had to repeat the process and the text got slightly "fuzzier" again as I tried to keep the image file under the limit. I realised that this solution was not going to be repeatable for too many iterations. 

So one solution I thought of was the splitting of the image into several smaller images, such that each one was well within the forum insert limit .... this lead on to the "Divisions" idea.

I'm not dead set on that route if a better solution to the problem can be found, and there may well be forumites who have solved a similar problem here (or elsewhere), or can think outside the box and suggest an alternative solution. As I said a few posts back, the "Division" solution was just my initial thoughts and has a possible advantage of breaking up a long, thin image (and may get even longer!) which requires a good deal of scrolling to view.

All suggestions welcome.

I think your divisions idea is good. It keeps the table personal which unfortunately a table reporting the number of forumites for each number of regular savers won't do.

You probably will find that divisions will require a set number of forumites rather than set ranges i.e. 20 forumites vs 0-9 regular savers as it'll end up with one large division for the smaller numbers of regular savers and loads of small divisions for the higher numbers. That's at the moment anyway. If in the future there were 200 forumites reporting the divisions would probably work better with the set ranges.

Like every football league relegations and promotions are possible. This mightn't be favourable but would allow for new additions to be added or for forumites to have their report removed from the table.

One suggestion I will give at the moment is using the same table as current but upload the image in two halves. This should keep the image size lower but also allow for upload in a higher clarity. It won't require divisions just upload the second half of the table immediately after the first picture. Screenshots should allow you to do this as I've never had a screenshot upload rejected by the forum. Just my suggestions anyway. Have quite enjoyed this thread so far will be glad for it to continue.

Bobblehat

Kim_13 said:

Bobblehat said:

saverkev said:

I'm plus 1 with Progressive - 27 total  £6510 per month - however my Skipton RS matures 7th Nov and I won't be renewing unless it goes over 6% (Base Rate tracker account). But! - waiting hopefully for Scottish BS online RS and Principality Christmas RS while also waiting to hopefully renew current Principality Christmas into another  RS4 (Giving instructions online tomorrow afternoon - As usual last Saturday before maturity wearing Red shirt going for option 4 - never failed yet! - that's probably put the mockers on it!
This thread opened my eyes to one salient fact - where else can i get well over 6% savings interest on £36k with the money not all tied down for a too long a period - in fact a large amount instantly available should the need arise.

Yeah! I'm expecting quite a few updates in the next few weeks (if contributors remember to update their stats), due to recent offerings  .

I'm liking the feedback from several forumites about how this thread has encouraged further RS endeavours (I'm not the OP, so not trying to claim any kudos on this issue). Happy to carry on doing the documentation no matter how small an addition or amendment.

A thought has occurred to me that the "League Table" is becoming quite long and I have pondered on how it could soon become unwieldy in terms of presentation, and what possible solutions could alleviate that. One solution occurred to me .... splitting it into "Divisions", à la Football League. I understand that could prove unpopular if new contributors popped up, or existing contributors added a handful of new RS's, and relegated others on a trickle down basis, causing a decrease in the "fun" element of the League for some!

That solution has an additional problem of how to set the "Division" boundaries. If I followed a Football analogy of a fixed number of forumites in a division, the number of divisions would grow as new "teams" joined in. Or I could set the Divisions by order of magnitude of RS's (base 10) ... so 0-9, 10-19, 20-29 etc. with a variable number of "teams" per division.

These are just my preliminary thoughts and welcome your ideas and suggestions ... even if it's "leave it how it is"!

List each declared number once and the names of forumites it applies to in a column beside it?

deinoflex said:

Kim_13 said:

List each declared number once and the names of forumites it applies to in a column beside it?

I thought this was the best idea to save space. 

Where would the PM, Value and Return data go? Could I end up swapping the problem to one of width rather than length?