Being nosey... How many Regular Saver accounts do you have?

arthurdick

Haha brilliant, great times.

As you say lets get back to the RS's.

subjecttocontract

Right......lots of changes:-
* Start with 23
* 5 matured, only I renewed (Nationwide)...(not renewed YBS, TSB, HSBC, Virgin.)
* Add 2 new. (Scottish, Progressive).
* Add 3 not previously included. (Halifax, Manchester, RBS.)
* Add my PA (wife) who has 9
I make that 33 if I've counted them correctly.

Bobblehat

subjecttocontract said:

Right......lots of changes:-
* Start with 23
* 5 matured, only I renewed (Nationwide)...(not renewed YBS, TSB, HSBC, Virgin.)
* Add 2 new. (Scottish, Progressive).
* Add 3 not previously included. (Halifax, Manchester, RBS.)
* Add my PA (wife) who has 9
I make that 33 if I've counted them correctly.

Thanks STC, if you like I could amend your £pm (6000) and £value (40000) if you feel it appropriate to supply the figures.

PixelPound

Given we are in a rate cutting environment it's surprising how many decent paying ones they are. I'm funding 5 that range from 6% - 7.5% and that's over £2Kpm. I have others under 6% that I no longer fund or only sporadically.

Kim_13

PixelPound said:

Given we are in a rate cutting environment it's surprising how many decent paying ones they are. I'm funding 5 that range from 6% - 7.5% and that's over £2Kpm. I have others under 6% that I no longer fund or only sporadically.

Most of it variable though, whereas in 2023 with rates increasing it was a lot easier to get a 6%+ fixed rate product.

clairec666

PixelPound said:

Given we are in a rate cutting environment it's surprising how many decent paying ones they are. I'm funding 5 that range from 6% - 7.5% and that's over £2Kpm. I have others under 6% that I no longer fund or only sporadically.

Things have been skewed a bit by good old Monmouthshire and their £1000 a month at 7%. Because of that, I'm not able to fund all my 6% accounts at the moment. So my average is higher than last year.

Quite a lot of rates have stayed stable throughout successive base rate cuts - Nationwide, Cooperative, both variable but haven't dropped in ages. First Direct and Virgin, fixed rate but continue to be offered at the same rate. And new ones like Progressive popping up.

trickydicky14

Bobblehat said:

arthurdick said:

Hi Bobbles, 
I will soon be sliding down the charts and out of the top 40 soon. (reminds me of sitting by the radio on a Sunday afternoon with my tape recorder, waiting to tape the records I liked) I have so many maturing this month and last month and I am adding a couple, but gawd knows how far down the charts I will slip.

I do like your little league table though, it adds a bit of fun.   cheers bobbles and cheers to the OP for starting the thread.

Thanks AD ... when you're happy to do so, send me your new figures.

Good memories of my dad with his tape recorder, me and my brother, all sat in front of the stereogram in the late 1950's  - early 60's listening to POTP. It was torture for us young 'uns to have to stay quiet for an hour, as dad only had a microphone to pick up the sound from the speakers (and us two if we moved). In my teen years I discovered a way of linking the stereogram directly to the tape via a modified lead ... earning me huge brownie points from my dad for leaving out the microphone and producing "noise-free" recordings 

I cherish the fact that the enforced silence unintentionally encouraged a life-long interest in pop music and even a spell in music retail and running a music venue as a career!

Enough of that ... I'll get back to Regular Savers!

Not arf pop pickers!

allegro120

clairec666 said:

PixelPound said:

Given we are in a rate cutting environment it's surprising how many decent paying ones they are. I'm funding 5 that range from 6% - 7.5% and that's over £2Kpm. I have others under 6% that I no longer fund or only sporadically.

Things have been skewed a bit by good old Monmouthshire and their £1000 a month at 7%. Because of that, I'm not able to fund all my 6% accounts at the moment. So my average is higher than last year.

Quite a lot of rates have stayed stable throughout successive base rate cuts - Nationwide, Cooperative, both variable but haven't dropped in ages. First Direct and Virgin, fixed rate but continue to be offered at the same rate. And new ones like Progressive popping up.

The same for all LBG's regular savers - fixed but offered at the same rates for a very long time.

The one with most allowance I have is Loughborough Super Saver (6%, £2k pm).  I think this one was for locals only???, but overall higher allowances are becoming more common.

Bridlington1

allegro120 said:

clairec666 said:

PixelPound said:

Given we are in a rate cutting environment it's surprising how many decent paying ones they are. I'm funding 5 that range from 6% - 7.5% and that's over £2Kpm. I have others under 6% that I no longer fund or only sporadically.

Things have been skewed a bit by good old Monmouthshire and their £1000 a month at 7%. Because of that, I'm not able to fund all my 6% accounts at the moment. So my average is higher than last year.

Quite a lot of rates have stayed stable throughout successive base rate cuts - Nationwide, Cooperative, both variable but haven't dropped in ages. First Direct and Virgin, fixed rate but continue to be offered at the same rate. And new ones like Progressive popping up.

The one with most allowance I have is Loughborough Super Saver (6%, £2k pm).  I think this one was for locals only???, but overall higher allowances are becoming more common.

Originally for locals only but the Ts&Cs were later updated to also allow existing Loughborough customers, residing anywhere in the UK who currently have a mortgage or savings account that was opened on or before the 1st of June 2025. This is how I got in.

Their 2YSS was the same in terms of eligibility.

exel1966

allegro120 said:

clairec666 said:

PixelPound said:

Given we are in a rate cutting environment it's surprising how many decent paying ones they are. I'm funding 5 that range from 6% - 7.5% and that's over £2Kpm. I have others under 6% that I no longer fund or only sporadically.

Things have been skewed a bit by good old Monmouthshire and their £1000 a month at 7%. Because of that, I'm not able to fund all my 6% accounts at the moment. So my average is higher than last year.

Quite a lot of rates have stayed stable throughout successive base rate cuts - Nationwide, Cooperative, both variable but haven't dropped in ages. First Direct and Virgin, fixed rate but continue to be offered at the same rate. And new ones like Progressive popping up.

The same for all LBG's regular savers - fixed but offered at the same rates for a very long time.

The one with most allowance I have is Loughborough Super Saver (6%, £2k pm).  I think this one was for locals only???, but overall higher allowances are becoming more common.

Prior to Covid Loughborough used to have the odd good RS, but they were notorious for dropping rates quickly after BoE base rate changes and then poor at increasing them, however something changed quite dramatically during 24/25 in their approach or need for cash injection and they brought out a number of good RS so I'm now paying in £4.3Kpm to them in 5 x RS.