Being nosey... How many Regular Saver accounts do you have?

s71hj

Bobblehat said:

DodgerPot said:

Bobblehat said:

DodgerPot said:

I’m a relative beginner in Regular Savings Accounts so low down the charts 
Really only just getting into “the hobby” this year 

As such I have 11 regular savers including a maxed out NatWest which I no longer fund. 

Monthly funding £4000 
into accounts with rates between 7.5%-6% 
funded from an easy access 4.46%

Not sure if I’ll add to my current collection 

May I add, £4000pm on 11 RS's is pretty good going ... you've set yourself a high funding per account regime! Admirable 

Thank you 😀
I luckily bagged both 7% Monmouthshire's and 2x 6% Monmouthshire issue 8s so high pay ins. 

My Zopa RS @ 7.5% when it was available 
Together with First Direct, Principality, Scottish BS, Nationwide and Darlington all at the top of the best rate Regular Savers.

I need to make my savings work as hard as I can as I’m not brave enough or know enough about investing at higher risk stocks shares etc

We think alike!

Same here. there is a very different skill set between stocks and shares and this. I can manage this in my comfort zone, although I have to say Welsh Building societies through a combination of generous accounts and flawed processes have got us to a point where RS's feel better than even cash ISAs and I'm also happy to postpone the day when I have to choose an IFA to trust on stocks and shares stuff!

dingling68

I have been away for two weeks in Cyprus so once I am reunited with my trusty spreadsheet later today I will contribute my numbers to join BH’s spreadsheet. Loving your work on this BH! 

Thanks to all for your contributions it’s been an interesting read 😊

I am a higher rate tax payer but pay additional premiums into my workplace pension during the year to keep me in the basic rate band. I now only fund those RS’s with a rate higher than my cash ISA. 

My intention as I hurtle towards SPA is to invest maturing RS funds into my pension going forward and reduce my monthly RS contributions, whilst leaving enough of a cash balance for my emergency fund … I think 🤔 

n15h

Thanks to everyone that answered my queries - it helped me to better understand the Principality RS.
I've now opened:

• Progressive Online Regular Rainy Day Saver Account - 7% (£300pm)
• Principality 6 Month Regular Saver - 7.5% (£200pm)

Total now is 4 RSs (in addition to RSs with Nationwide and Virgin).
At the start of 2025 I had only 1 RS. Looks like I've caught the bug!

clairec666

n15h said:

Thanks to everyone that answered my queries - it helped me to better understand the Principality RS.
I've now opened:

• Progressive Online Regular Rainy Day Saver Account - 7% (£300pm)
• Principality 6 Month Regular Saver - 7.5% (£200pm)

Total now is 4 RSs (in addition to RSs with Nationwide and Virgin).
At the start of 2025 I had only 1 RS. Looks like I've caught the bug!

Welcome I predict you'll have another few before the year is out...

poolboy

I m still on 30 having culled a few sub 5% payers and opened a few new ones.  I m still aiming for 1 new rsa per month so I ve got 1 maturing per month.  I ve tracked my rsa pot and it seems to remain constant at c70k.  It's a mixed bag of 6 monthers to open ended.  Well done everyone, it's become a hobby.  At least it pays... 

enthusiasticsaver

In my savings period leading up to retirement I used to have approx 2 or 3 but now we are early retired I don't do any.  We have ISAs where we put spare money and an instant access internet saver for holidays, car expenses and home improvements.  All the rest is invested. As we get older I don't want lots of savings accounts. 

ThePirates

You can put me in at 33 please!

daz378

Bridlington..said because I didnt put my post code in capital letters...stalled the process..didnt reapply...took co OP a week to go to provisional acceptance..to account number

daz378

Sorry Darlington account

daz378

Set up progressive regular saver first 200 gone in