2025 GOALS
28/25 classes
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Mellow Fruitfulness
Comments
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Am having a day of rest. Did some bits and bobs yesterday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I need to properly clean out my fridge and freezer tomorrow before the groceries arrive in the afternoon. I also need to get a blood test done and get my flu jab later this week.
I have a class next week and a soundbath to go to which is more on the fun side.4 -
Finally feel like I have had a day I can post about - started off by descaling the coffee machine (red light has been on for weeks); defrosted the freezer (please remind me to make sure the next one is frost free not low frost); and finally washed my new car which I now need to get the steps out for. Did a few other bits like washing, admin etc. amazing what you can get done without having DH under your feet"Think of many things, do one"
Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga5 -
A lurker here 🫣 today has been a productive day for me from cleaning the house and decluttering all the things that I had to have but never used.. joys of having bipolar especially on a bipolar high.. and doing the laundry and having my granddaughters while our DD was at work. I like having everything straight because my head is clearer when the house is straight.Trying to change my life and will:money:7
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An OAT. Relocated a wheelbarrow full of stuff from one barn to another. The wheelbarrow had been sitting in the small barn since April!! I can now get in there with some space. In the other barn I unloaded ‘the stuff’ and wheelbarrow now on yard to be used
also stewed some apples from orchard and froze them. Seven tubs. Will do more this week as so easy to do in slow cookerMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Three Olio things collected already.
I started the mortar on the garden wall.
I've also moved the sofas to the winter position (closer to the fire and out of the draught).Debts 04/01/25 01/10/25
Natwest2 £6,509.97 £5,830
NatWest CC £7,612.74 £6,830
Lloyds CC £6,112.60 £4,940
1st Direct CC £176.03 £0
CC total £20,411.34 £17,600
TSB OD £500 £0
1st Direct OD £600 £250
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £30,3106 -
Technically an OAT yesterday because I had a nap and took the day off. That counts as a job for me it is was really difficult 🤦♂️7
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WelshmansDaughter - huge congrats. That one is something I only manage when illMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Watty1 said:also stewed some apples from orchard and froze them. Seven tubs. Will do more this week as so easy to do in slow cooker
I had a burst of energy and cleaned out the fridge last night.2025 GOALS
28/25 classes4 -
Morning everyone, I hope that everyone is well.
Im on nanny duties today as DD is working so not much going on at my house until I go back later on.Trying to change my life and will:money:3
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