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๐ŸŒž Happy Days in our Golden Years ๐ŸŒž

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  • savingholmes
    savingholmes Posts: 29,106 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Let's us know how the Xmas lunch goes.ย 

    Sorry I didn't notice the police word - that doesn't sound great at all. Perhaps involve the Council's trading standards too then.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 ยฃ202K now ยฃ171.3K Equity 36.55%
    2) ยฃ2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC ยฃ30.9K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.25K) = 35.5/ยฃ127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target ยฃ17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum ยฃ15.8/30K 52.67%)
    5) SIPP ยฃ5.1K updated 14/11/25
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