📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Awesome August's No-Spend Days Challenge!

Options
124

Comments

  • KajiKita
    KajiKita Posts: 7,648 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @LittleMissDetermined, sounds like tough times. Sending you both hugs. 

    First one of August today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited Today at 5:25PM
    August 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    August targets


    AuntieL 18 


    beanielou 3/19  image 


    Caeraugirl 10 


    cathybird 2/15  image 


    Changeyourlife25 1/10  image 


    Crazybee787 2/19  image 


    Crazycatlady2 15 


    Dizzycap 3/20  image 


    Doris17 1/15  image 


    Emmel 12 


    InDebtEnby 1/13  image 


    Jay1 2 14 


    KajiKita 1/20  image 


    laurenh1 2/18  image 


    LittleMissDetermined 2/15  image 


    Optimistic Saver 18 


    Pinkpieuni 10 


    Prodigal50 15 


    Quantaqa 1/15  image 


    QueenJess 1/15  image 


    Scrumpy18 10 


    short bird 1/18   image 


    thepurplepixie 15  


    Thriftymissus 24  


    VickyA 2 10  



    To see the updated results for August on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • short_bird
    short_bird Posts: 4,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today was day 1
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • 1st NSD for me today please! Ty 🥳
    GC August 🍑🥞 £116.65/£600 
    GC July 🌽🥑 £789.39/£600

    PAD August (Debt free) 🤑 - £17.53
    PAD July (Debt free) 💷 - £305.60

    NSD August ✋ - 1/10 
    NSD July 🚫 - 12/10

    DS1 18th savings 🥳 2025 - £260
    Christmas savings 🎄2025 -
    Legoland savings 🧱 2026 -  

    Debt 1 - paid off (June 25)
    Debt 2 - paid off (July 25) 
    Debt 3 - paid off (July 25)
    Debt 4 - £299.30
    Debt 6 - £522.22
    Debt 7 - £939.53
    Debt 8 - £1,409.83

  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Emmel image and Prodigal50 image and welcome image to our lovely thread! I've added you both to the list, hope you enjoy the challenge! image
  • Dizzycap
    Dizzycap Posts: 1,096 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a 3/20 NSD Sunday - Having a chil out weekend after  a very hectic month :/
    Welcome aboard Emmel and Prodigal50  B)
    ~ NSD 2025 - NSD August 3/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
  • beanielou
    beanielou Posts: 95,544 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,628 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Thanks everyone, I really appreciate your lovely words :)

    It's one for me today - decided not to include hospital parking and the extra fuel!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • CrazyBee787
    CrazyBee787 Posts: 906 Forumite
    500 Posts Name Dropper Photogenic
    Hi @cathybird 2/19 for yesterday, I seemed to have unbookmarked the thread so I didn't have the wonderful reminders to post. I am hoping for today as well, I will let you know later how it goes. Thank youXX
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD number 1 of the month for me. 1/15.

    "Make Everyday Count"



Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.