August 2025 NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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@LittleMissDetermined, sounds like tough times. Sending you both hugs.First one of August today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAuntieL 18beanielou 3/19
Caeraugirl 10cathybird 2/15
Changeyourlife25 1/10
Crazybee787 2/19
Crazycatlady2 15Dizzycap 3/20
Doris17 1/15
Emmel 12InDebtEnby 1/13
Jay1 2 14KajiKita 1/20
laurenh1 2/18
LittleMissDetermined 2/15
Optimistic Saver 18Pinkpieuni 10Prodigal50 15Quantaqa 1/15
QueenJess 1/15
Scrumpy18 10short bird 1/18
thepurplepixie 15Thriftymissus 24VickyA 2 10To see the updated results for August on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Today was day 1.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
1st NSD for me today please! Ty 🥳GC August 🍑🥞 £593.39/600
GC July 🌽🥑 £789.39/£600
PAD August (Debt free) 🤑 - £96.11
PAD July (Debt free) 💷 - £305.60
NSD August ✋ - 3/10NSD July 🚫 - 12/10
DS1 18th savings 🥳 2025 - £440.08
Christmas savings 🎄2025 - £100
Disneyland savings 🐭❄️ 2026 -Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- £285.36
Debt Capitol one- £306.10Debt Barclaycard - £1,070.68
Debt Uksl - £1,394.832 -
hi Emmel
and Prodigal50
and welcome
to our lovely thread! I've added you both to the list, hope you enjoy the challenge!
1 -
Declaring a 3/20 NSD Sunday - Having a chil out weekend after a very hectic monthWelcome aboard Emmel and Prodigal50
~ NSD 2025 - NSD August 24/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks everyone, I really appreciate your lovely words
It's one for me today - decided not to include hospital parking and the extra fuel!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Hi @cathybird 2/19 for yesterday, I seemed to have unbookmarked the thread so I didn't have the wonderful reminders to post. I am hoping for today as well, I will let you know later how it goes. Thank youXXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!2 -
NSD number 1 of the month for me. 1/15.
"Make Everyday Count"3
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