August 2025 NSD challenge
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Awesome August's No-Spend Days Challenge!
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One for today please. 😁 my aim this month was to get 150 in my savings pot for fun things with the kids, but im at 175 already after a bit of interest was paid out from one of my other savings accounts , so now im aiming for 200. Listed a few more things on vinted so fingers crossed. 🤞2
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Yesterday was one for me, not today though as I got a pastry after my runAugust No Spend Challenge: 2/12
2025 No Spend Days: 89/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Finally off the starting block with 1/10 today- committing to it now so I don't get tempted to spend later.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/102 -
3/19 Please @cathybird thank youXX2
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Not today. Bought something to make it easier for Mr KK and I to share the office.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAuntieL 18beanielou 4/19
Caeraugirl 1/10
cathybird 3/15
Changeyourlife25 1/10
Crazybee787 3/19
Crazycatlady2 15Dizzycap 3/20
Doris17 1/15
Emmel 12InDebtEnby 2/13
Jay1 2 14KajiKita 1/20
laurenh1 3/18
LittleMissDetermined 3/15
Optimistic Saver 18Pinkpieuni 1/10
Prodigal50 15Quantaqa 1/15
QueenJess 1/15
Scrumpy18 10short bird 2/18
thepurplepixie 15Thriftymissus 24VickyA 2 10To see the updated results for August on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Sunday was day 2.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One today.
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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Today is one for me
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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