August 2025 NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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Thursday was day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Day 2/15 done :-)Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/Dec 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/6378
Card 2 5674/3564
Card 3 5158/3532
Card 4 0/10785
Total 37036/24274
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances1 -
One for me today please. I had a spendy day yesterday and I'm popping into town tomorrow so the purse will remain firmly closed today!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Declaring a 8/20 NSD Friday & wishing everyone a Fantastic NSD Friday
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £26 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £364.52 / £2026 (1)2 -
Yesterday was another NSD for me.#21 Save £12k in 2025 £25577.35/£200001
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAfdaff 2/10
AuntieL 18beanielou 7/19
Caeraugirl 4/10
cathybird 7/15
Changeyourlife25 2/10
Crazybee787 4/19
Crazycatlady2 15Dizzycap 8/20
Doris17 1/15
Emmel 12InDebtEnby 6/13
Jay1 2 14KajiKita 6/20
laurenh1 6/18
LittleMissDetermined 6/15
Optimistic Saver 18Pinkpieuni 1/10
Prodigal50 2/15
Quantaqa 3/15
QueenJess 1/15
Scrumpy18 10short bird 7/18
thepurplepixie 15Thriftymissus 3/24
VickyA 2 1/10
To see the updated results for August on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
4/19 Please @cathybird I am going to try for more days, I keep going a bit erratic with ordering take out, garage snacks etc, however need to improve and curb those naughty times! Today I didn't spend however MD treated me to lunch it was rather good!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.2 -
Day 7 today...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Another one for me, it's been a cheap week.Current No Spend Challenge: 5/13
2025 No Spend Days: 5/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
NSD here 😊 Sent parcel to a friend but consciously paid for it from my pocket money cash, so no card use 😊👏
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 2 books of target 52 in 2026 as @ 4th January
Produce tracker: £10 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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