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ISA transfer experiences
Comments
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Requested NatWest to Skipton BRT at 7am Friday 5th due to NatWest’s stipulation that the money is only available on the day after maturity and not maturity day. Acknowledged quickly by NatWest (Saturday morning iirc) and Skipton were aware of the amount due via NatWest on the day of the request as they updated the status with it then (it didn’t come from me as they didn’t ask for the value when I requested a full transfer) but no further progress. Having assisted in a Kent Reliance to Skipton transfer which took a day or two at most, I’m inclined to think the delay is at NatWest’s end. Very poor considering the insulting rate they’re currently paying and the lack of any loyalty offering to re-fix with them.
Completed on 10/9 at not long before 5pm, so took 4 complete working days for an electronic transfer. That would have been fine had the funds not been earning 1.15% in the interim.1 -
Lloyds EA ISA to Cynergy ISA 56
Partial transfer request (at application) near FSCS £max, submitted to Cynergy 10/09 17:30hrs online.
Funds credited at Cynergy yesterday 12/09 13:30hrs. ... credited dated 10/09...
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Natwest to Kent Reliance
04-Sep to 19-Sep (credited 17-Sep) 9 working days
More details https://forums.moneysavingexpert.com/discussion/comment/81650556/#Comment_816505560 -
Shawbrook to Charter Bank
Intiated 14 September ( Sunday) with Charter, cash received from Shawbrook on 18th September. So a very creditable 4 day turnaround given the weekend start to the process0 -
Principality to Halifax
Requested 1630 on 180925, completed 1522 on 190925.
In the process of merging a couple of cash ISA’s and thought this one might be problematic as had heard it was old paper forms, it’s the first one to complete, and very quickly as well.0 -
Vida to Cynergy
I have £10 in Vida. Requested a full balance transfer to Cynergy. Got a series of confirmations from both about the progress and successful completion... the result - 12p (the interest) was transfered to Cynergy and the tenner remains in Vida. I don't know how they managed to do this0 -
Tembo to Trading 212
Both providers get a bit of stick for their difficulty in transferring, but mine has just completed in....... drum roll...... less than 24 hours.
I was mildly surprised, to say the least.0 -
Santander to VanquisSantander matured on 1st October; funds in Vanquis on 3rd October.0
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Virgin S&S ISA to Paragon Cash ISA
Guidelines for transfers of S&S ISA's are up to 30 calendar days.
Had to send paper transfer request for this to Paragon (end of August) Heard nothing, messaged them on 05/09 asking if they had received my request. They replied on 08/09 saying they had and could take up ro 30 days.
Nothing more til I received a letter from Virgin showing the sale of shares on 29/09 Credited to my Paragon ISA on 06/10.
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I have used: Virgin, nationwide, paragon, shawbrook, Bank of Ireland, YBS, Vida, Cynergy. I don't remember the exact details but have completed various transfers between those providers, none have given me any cause for complaint.0
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