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Joyful July's No-Spend Days Challenge!
Comments
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!)
August targetsAuntieL 18beanielou 19Caeraugirl 10cathybird 15Changeyourlife25 19CrazyBee787 19Crazycatlady2 15Dizzycap 20Doris17 15InDebtEnby 12Jay1 2 14KajiKita 20laurenh1 18LittleMissDetermined 15Optimistic Saver 18Pinkpieuni 10Quantaqa 15QueenJess 15short bird 18thepurplepixie 15Thriftymissus 24VickyA 2 10🌞 🌞 Everyone welcome to join! 🌞 🌞3 -
cathybird said:KajiKita said:Not sure about today …
I had a refund on the air con gassing for my car but that meant a three hour wait so I had to buy breakfast in town. Does that make it an NSD or not? 🤷♀️
KK
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
And Tuesday was day 18‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
July 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18beanielou 29/19BridgetTheCat 17/8Caeraugirl 10cathybird 16/15Changeyourlife25 11/10Crazybee787 5/19Crazycatlady2 3/15Dizzycap 28/20Doris17 7/15InDebtEnby 12/12Jay1 2 10/14KajiKita 19/15laurenh1 19/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 14/10QueenJess 9/15short bird 18/18thepurplepixie 6/15Thriftymissus 19/TFVickyA 2 11/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good morning allDeclaring a NSD Tuesday & 28/20 Wednesday
I'm going to do a stock up shop tomorrow so I'll see eveyone on the August Thread!
Wishing everyone a Welcomed NSD Wednesday~ NSD 2025 - NSD August 19/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £478.50 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)4 -
@cathybird can I rejoin for August please? I'll aim for 15 NSDs. Thanks QFrugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs2 -
An early call for today. Just catching up with housework.
I managed to get £120 in my Vinted pot this month, hoping to get it to £150 by the end of August. Also sorted my life insurance out so im now paying less per month for a larger payment amount.
Also had a go at upcycling some old jars to put tea and coffee into. I've only done one but im really pleased with it so far ☺️4 -
Monday and Tuesday were both NSDs so that 12/12. Today will hopefully be another one.August No Spend Challenge: 12/13
2025 No Spend Days: 99/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Back from my holiday 😁 Everyone has been doing so well with their NSDs 🥰 Reporting 2 NSDs (Tuesday and today).Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 6/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7003
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