July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 4/18beanielou 29/19BridgetTheCat 17/8Caeraugirl 10cathybird 17/15Changeyourlife25 12/10Crazybee787 5/19Crazycatlady2 3/15Dizzycap 28/20Doris17 7/15InDebtEnby 13/12Jay1 2 10/14KajiKita 20/15laurenh1 19/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 14/10QueenJess 9/15short bird 18/18thepurplepixie 6/15Thriftymissus 20/TFVickyA 2 11/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Number 20 for me today. 🤩2
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Not today I have bought my roomie a barista penXX (£3.49)Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1800.00
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!2 -
NSD here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
13th for me todayCurrent No Spend Challenge: 6/13
2025 No Spend Days: 108/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
July ended with 12/10 for me! Whoop
look forward to next month
edited to bump myself to 12! Nothing being spent todaySeptember GC 🥨🍕 - £243.88/£600
PAD Sept 💪 - £99.06PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Sept 🙏 - 2/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £263.98Debt Barclaycard - £1,069.33
Debt Uksl - £1,399.832 -
Hi,
Guess I'm a tad late for this month!
I'll start on the August one, which I assume will pop up some time tomorrow
Ta1 -
Changeyourlife25 said:July ended with 11/10 for me! Whoop
look forward to next monthNothing being spent todaySeptember GC 🥨🍕 - £243.88/£600
PAD Sept 💪 - £99.06PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Sept 🙏 - 2/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £263.98Debt Barclaycard - £1,069.33
Debt Uksl - £1,399.831 -
Not today, but that’s okay. Abstemious August awaits! 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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