July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 4/18
beanielou 29/19
BridgetTheCat 17/8
Caeraugirl 10cathybird 17/15
Changeyourlife25 12/10
Crazybee787 5/19
Crazycatlady2 3/15
Dizzycap 28/20
Doris17 7/15
InDebtEnby 13/12
Jay1 2 10/14
KajiKita 20/15
laurenh1 19/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 14/10
QueenJess 9/15
short bird 18/18
thepurplepixie 6/15
Thriftymissus 20/TF
VickyA 2 11/10
To see the updated results for July on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Number 20 for me today. 🤩2
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Not today I have bought my roomie a barista penXX (£3.49)Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
NSD here today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
13th for me todayCurrent No Spend Challenge: 13/13
2025 No Spend Days: 127/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
July ended with 12/10 for me! Whoop
look forward to next month
edited to bump myself to 12! Nothing being spent todayOctober GC 🧡🫶 £111.19/£400
September GC 🥨🍕 - £475.63/£600
PAD Oct 💰 - £17.30PAD Sept 💪 - £205.50PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £446.13Debt Barclaycard - £1,192.00
Debt Uksl - £1,389.832 -
Hi,
Guess I'm a tad late for this month!
I'll start on the August one, which I assume will pop up some time tomorrow
Ta1 -
12/10!Changeyourlife25 said:July ended with 11/10 for me! Whoop
look forward to next monthNothing being spent todayOctober GC 🧡🫶 £111.19/£400
September GC 🥨🍕 - £475.63/£600
PAD Oct 💰 - £17.30PAD Sept 💪 - £205.50PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £446.13Debt Barclaycard - £1,192.00
Debt Uksl - £1,389.831 -
Not today, but that’s okay. Abstemious August awaits! 😉
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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