July 2025 NSD challenge
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyful July's No-Spend Days Challenge!
Comments
-
2
-
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 4/18beanielou 29/19BridgetTheCat 17/8Caeraugirl 10cathybird 17/15Changeyourlife25 12/10Crazybee787 5/19Crazycatlady2 3/15Dizzycap 28/20Doris17 7/15InDebtEnby 13/12Jay1 2 10/14KajiKita 20/15laurenh1 19/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 14/10QueenJess 9/15short bird 18/18thepurplepixie 6/15Thriftymissus 20/TFVickyA 2 11/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
-
Number 20 for me today. 🤩2
-
Not today I have bought my roomie a barista penXX (£3.49)2
-
NSD here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
13th for me todayAugust No Spend Challenge: 12/13
2025 No Spend Days: 99/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
July ended with 12/10 for me! Whoop
look forward to next month
edited to bump myself to 12! Nothing being spent todayGC August 🍑🥞 £435.98/600
GC July 🌽🥑 £789.39/£600
PAD August (Debt free) 🤑 - £80.21
PAD July (Debt free) 💷 - £305.60
NSD August ✋ - 3/10NSD July 🚫 - 12/10
DS1 18th savings 🥳 2025 - £440.08
Christmas savings 🎄2025 - £120
Legoland savings 🧱 2026 -Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- £285.36
Debt Capitol one- £299.30Debt Barclaycard - £939.53
Debt Uksl - £1,409.832 -
Hi,
Guess I'm a tad late for this month!
I'll start on the August one, which I assume will pop up some time tomorrow
Ta1 -
Changeyourlife25 said:July ended with 11/10 for me! Whoop
look forward to next monthNothing being spent todayGC August 🍑🥞 £435.98/600
GC July 🌽🥑 £789.39/£600
PAD August (Debt free) 🤑 - £80.21
PAD July (Debt free) 💷 - £305.60
NSD August ✋ - 3/10NSD July 🚫 - 12/10
DS1 18th savings 🥳 2025 - £440.08
Christmas savings 🎄2025 - £120
Legoland savings 🧱 2026 -Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- £285.36
Debt Capitol one- £299.30Debt Barclaycard - £939.53
Debt Uksl - £1,409.831 -
Not today, but that’s okay. Abstemious August awaits! 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards