July 2025 NSD challenge
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyful July's No-Spend Days Challenge!
Options
Comments
-
NSD 6/10
yesterday and today please
GC July 🌽🥑 £511.65/£600
PAD July (Debt) 💷 - £146.36
NSD July 🚫 - 7/10
DS1 18th savings 🥳 2025 - £80
Christmas savings 🎄2025 -
Legoland savings 🧱 2026 -1 -
Not one today. A lovely takeaway pizza for tea.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Saturday is day 8.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/18
beanielou 11/19
BridgetTheCat 8/8
Caeraugirl 10cathybird 7/15
Changeyourlife25 6/10
Crazybee787 3/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 12/20
Doris17 7/15
InDebtEnby 2/12
IRunFar 10Jay1 2 7/14
KajiKita 10/15
laurenh1 9/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 5/10
QueenJess 4/15
short bird 8/18
Thriftymissus 6/TF
VickyA 2 5/10
To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good mornng all
Great going with all the NSDs It's a NSD 12/20 Sunday here - babyface is still on rest & I've just knocked her out. Might watch the Wimbledon Mens Final, but not inspired at the moment
Wishing everyone a Splendid NSD Sunday!~ NSD 2025 - NSD July 17/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2 -
Nsd for me today.
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
1 -
NSD 8/8 today - w00t! Target reached!
I will be buying some things for the parents today, but that’s spending their money, not mine 😀.
I’m really pleased with June/July’s credit card bill as well - no unnecessary spending so about a quarter of what it usually is 🤑2 -
Thanks Cathybird!
One today please 🙏 I've also sold some shoes on Vinted over night, bringing my total to 139, although im still waiting for 29 of that, currently there's 110 in my account for treats for the kiddos.
Have a great Sunday all xx2 -
Not today I have got out salt and pepper shakers from storage and decided to get everything I needed to get them into use, (funnel,salt and pepper!) I also got lunch for me and lodger!2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards