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Joyful July's No-Spend Days Challenge!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,231 Forumite
    1,000 Posts Name Dropper Photogenic
    BridgetTheCat said:
    First day of my holiday so I’m definitely spending today on ice cream and cocktails 🤣
    OOh nice have a lovely timeXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • beanielou
    beanielou Posts: 96,696 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,031 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Not on today, I stopped in town to get my eldest some sweets as my youngest is camping with school tonight. 
  • CrazyBee787
    CrazyBee787 Posts: 1,231 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today I have bought extra provisions for dinner tonightXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    It seems I haven't posted since the 6th, I think I remember something going wrong when I tried to post, that must explain it.

    Anyway NSDs for the 7th, 8th, 9th. I think today will be too but I'm not declaring it until the shops have shut!

    Toodle-pip :hello:
  • cathybird
    cathybird Posts: 15,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 July at 10:28PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    BadBookkeeper 15 

    beanielou 10/19  image  image  image 

    BridgetTheCat 6/8  image  image 

    Caeraugirl 10 

    cathybird 6/15  image  image 

    Changeyourlife25 4/10  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 10/20  image  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 2/12  image 

    IRunFar 10 

    Jay1 2 7/14  image  image 

    KajiKita 8/15  image  image 

    laurenh1 6/18  image  image 

    library0602 10 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 3/10  image 

    QueenJess 4/15  image 

    short bird 6/18   image 

    thepurplepixie 15  

    Thriftymissus 6/TF   image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,243 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 10 July at 7:24PM
    BridgetTheCat said:
    First day of my holiday so I’m definitely spending today on ice cream and cocktails 🤣
    Got to be done!  :D  :D
    It's a 9/20 NSD Thursday here! :) Babyface is on total rest until Monday, so will be blasting a NSD weekend too! Plus, Wimbledon finals are on and I have plenty of strawberries & cream that I have just got to be finish!  :D:D
    ~ NSD 2025 - NSD October 22/20 (10 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • KajiKita
    KajiKita Posts: 8,453 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hot NSD here today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,243 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Good morning all  <3 Super going with all the NSD!  :D
    Declaring an early NSD 10/20 Friday & the month is whizzing by!   :o:D
    Wishing everyone a Fantastic NSD Friday! Keep cool!  B)
    ~ NSD 2025 - NSD October 22/20 (10 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • BridgetTheCat
    BridgetTheCat Posts: 205 Forumite
    100 Posts Photogenic Name Dropper
    NSD 6/8 today 
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