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Joyful July's No-Spend Days Challenge!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,224 Forumite
    1,000 Posts Name Dropper Photogenic
    Not Today and not tomorrow, but Sunday is looking goodXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • beanielou
    beanielou Posts: 96,672 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.  Out for a coffee with friends.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Friday is day 7...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 July at 4:13PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 


    beanielou 10/19  image  image  image 


    BridgetTheCat 7/8  image  image 


    Caeraugirl 10 


    cathybird 6/15  image  image 


    Changeyourlife25 4/10  image 


    Crazybee787 3/19  image 


    Crazycatlady2 3/15  image 


    cuddlymarm 15 


    CynicalPinnacle 10 


    Dizzycap 11/20  image  image  image 


    Doris17 7/15  image  image 


    InDebtEnby 2/12  image 


    IRunFar 10 


    Jay1 2 7/14  image  image 


    KajiKita 10/15  image  image  image 


    laurenh1 8/18  image  image 


    LittleMissDetermined 15 


    Money Choices 12 


    Optimistic Saver 6/18  image  image 


    Pinkpieuni 4/10  image 


    QueenJess 4/15  image 


    short bird 7/18   image 


    Thriftymissus 6/TF   image  image 


    VickyA 2 5/10   image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,241 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a very early NSD 11/20 Saturday - It's far too hot to spend & I'm still eating strawberries & cream & watching Wimbledon Finals  :D
    Wishing everyone a Superb NSD Saturday!  <3
    ~ NSD 2025 - NSD October 19/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • Pinkpieuni
    Pinkpieuni Posts: 180 Forumite
    100 Posts Name Dropper Photogenic
    Nsd yesterday. 

    Challenges

    NSD - Oct 13/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 252 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • KajiKita
    KajiKita Posts: 8,441 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD yesterday and today, just food spending 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • laurenh1
    laurenh1 Posts: 1,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Obe today please 🙏 and I think possibly one yesterday but I did buy my son new shoes as his feet have grown. Ill let you decide CB x 
  • BridgetTheCat
    BridgetTheCat Posts: 205 Forumite
    100 Posts Photogenic Name Dropper
    NSD 7/8 today 
  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 July at 10:11PM
    laurenh1 said:
    Obe today please 🙏 and I think possibly one yesterday but I did buy my son new shoes as his feet have grown. Ill let you decide CB x 
    @laurenh1 I'd normally include clothes purchases as a spend, but in the case of kid's shoes, obviously as you say kids grow, and that makes new shoes unavoidable, so think it's fine to call it an NSD? :) xx
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