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Joyful July's No-Spend Days Challenge!

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Comments

  • laurenh1
    laurenh1 Posts: 1,061 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another one for today please CB. 

    My vinted total is now £101.50 (can't forget the £1.50  :D ). I have also set my kids up with Monzo cards, they have Go Henry cards already but they are costing me £6 a month plus 50p per top up, and Monzo is free..that money might as well go to them for something else. I will wait until their Monzo cards are here and completely set up before I cancel anything. 
  • Another NSD for me today please

    4/10

    cant believe I’m doing it 🥳
    Jan 26 GC 🥞🧇 £6.86/£500

    Debt free in 2026 - £437.18 of £4,226.52
    NSD 1/10

  • cathybird
    cathybird Posts: 16,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Changeyourlife25 well done imageimageimage
  • cathybird
    cathybird Posts: 16,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 July 2025 at 9:40PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 


    BadBookkeeper 15 


    beanielou 9/19  image  image 


    BridgetTheCat 5/8  image  image 


    Caeraugirl 10 


    cathybird 5/15  image  image 


    Changeyourlife25 4/10  image 


    Crazybee787 3/19  image 


    Crazycatlady2 3/15  image 


    cuddlymarm 15 


    CynicalPinnacle 10 


    Dizzycap 8/20  image  image 


    Doris17 7/15  image  image 


    InDebtEnby 2/12  image 


    IRunFar 10 


    Jay1 2 4/14  image 


    KajiKita 7/15  image  image 


    laurenh1 6/18  image  image 


    library0602 10 


    LittleMissDetermined 15 


    Money Choices 12 


    Optimistic Saver 6/18  image  image 


    Pinkpieuni 3/10  image 


    QueenJess 4/15  image 


    short bird 6/18   image 


    thepurplepixie 15  


    Thriftymissus 6/TF   image  image 


    VickyA 2 5/10   image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • QueenJess
    QueenJess Posts: 4,651 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2026 decluttering: 2 
    2026 use up challenge: 1
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎 150
  • Dizzycap
    Dizzycap Posts: 1,441 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 9 July 2025 at 6:39PM
    Afternoon all  <3
    Changeyourlife25 - AWESOME going!  <3;)
    Declaring 2 x 08/20 NSD Tuesday & today  :)
    I hope everyone has had a Wonderful NSD!  :D<3
    ~ NSD 2026 Challenge January 2/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £334.52 / £2026 (1)
  • Pinkpieuni
    Pinkpieuni Posts: 209 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd for me today.

    Challenges

    NSD - January  - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,659.62

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - Current balance £1,029.22

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • VickyA_2
    VickyA_2 Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Two more NSDs to add!
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
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