We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyful July's No-Spend Days Challenge!

1…1011131516…36

Comments

  • laurenh1
    laurenh1 Posts: 1,075 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another one for today please CB. 

    My vinted total is now £101.50 (can't forget the £1.50  :D ). I have also set my kids up with Monzo cards, they have Go Henry cards already but they are costing me £6 a month plus 50p per top up, and Monzo is free..that money might as well go to them for something else. I will wait until their Monzo cards are here and completely set up before I cancel anything. 
  • Changeyourlife25
    Changeyourlife25 Posts: 150 Forumite
    100 Posts Name Dropper Photogenic
    Another NSD for me today please

    4/10

    cant believe I’m doing it 🥳
    Jan 26 GC 🥞🧇 £434.75/£500

    Debt free in 2026 - £410.65 of £4,226.52
    NSD JAN 5/10
    PAD JAN £79.70

  • cathybird
    cathybird Posts: 16,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Changeyourlife25 well done imageimageimage
  • cathybird
    cathybird Posts: 16,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 July 2025 at 9:40PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    BadBookkeeper 15 

    beanielou 9/19  image  image 

    BridgetTheCat 5/8  image  image 

    Caeraugirl 10 

    cathybird 5/15  image  image 

    Changeyourlife25 4/10  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 8/20  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 2/12  image 

    IRunFar 10 

    Jay1 2 4/14  image 

    KajiKita 7/15  image  image 

    laurenh1 6/18  image  image 

    library0602 10 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 3/10  image 

    QueenJess 4/15  image 

    short bird 6/18   image 

    thepurplepixie 15  

    Thriftymissus 6/TF   image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 9,320 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • QueenJess
    QueenJess Posts: 4,687 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
    2026 use up challenge: 109🥉 ⭐️🥈🥇
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
  • Dizzycap
    Dizzycap Posts: 1,514 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 9 July 2025 at 6:39PM
    Afternoon all  <3
    @ Changeyourlife25 - AWESOME going!  <3;)
    Declaring 2 x 08/20 NSD Tuesday & today  :)
    I hope everyone has had a Wonderful NSD!  :D<3
    ~ NSD 2026 Challenge January 21/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd for me today.

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • VickyA_2
    VickyA_2 Posts: 4,654 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Two more NSDs to add!
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.3K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.9K Spending & Discounts
  • 246.3K Work, Benefits & Business
  • 602.5K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture