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Joyful July's No-Spend Days Challenge!

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Comments

  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Today (6th) is a NSD, yesterday wasn't.

    I could have counted yesterday as a NSD because it was only suncream (ie medical) and food/drink but as I was out being sociable I am counting it.

    I went for a walk and ended up here. https://www.bbc.co.uk/news/articles/c628y5l1j66o
    A beautiful 11th century building but because it is a Sam Smith pub, no photos. 
    Toodle-pip :hello:
  • KajiKita
    KajiKita Posts: 9,317 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD here today, number 5 I think 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,514 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    @ laurenh1 - Well done on the V selling & the money for the kids treats!  <3
    @ Jay1_2 - "No sorry, no idea of quantities, just make it look like a giant jam tart."  :D:D:D - Love it! That's the way it should be, too!  ;):D<3 Nice walk in Darley Abbey  to the Sam Smith pub!  Got to be done when being sociable  :D<3
    ~ NSD 2026 Challenge January 21/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 July 2025 at 2:42PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    BadBookkeeper 15 

    beanielou 6/19  image  image 

    BridgetTheCat 3/8  image 

    Caeraugirl 10 

    cathybird 5/15  image  image 

    Changeyourlife25 3/10  image 

    Crazybee787 2/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 6/20  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 2/12  image 

    IRunFar 10 

    Jay1 2 4/14  image 

    KajiKita 5/15  image  image 

    laurenh1 4/18  image 

    library0602 10 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 4/18  image 

    Pinkpieuni 2/10  image 

    QueenJess 2/15  image 

    short bird 4/18   image 

    thepurplepixie 15  

    Thriftymissus 4/TF   image 

    VickyA 2 3/10   image 


    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Thriftymissus
    Thriftymissus Posts: 316 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    One today, number 4.
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd for me today.

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • Dizzycap
    Dizzycap Posts: 1,514 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Good morning all  <3
    It's a NSD 6/20 Monday here  :)
    Wishing everyone a Manic NSD Monday!  <3:D:D
    ~ NSD 2026 Challenge January 21/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • laurenh1
    laurenh1 Posts: 1,075 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today please. I will need to pay for parking at the hospital later when I go and visit my Dad but counting this as a necessary expense.  
  • Doris17
    Doris17 Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me 7/15.

    "My Life Is About The Journey Not The Destination"



  • CrazyBee787
    CrazyBee787 Posts: 1,482 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today, I really want to add to the No spend pot, but I thought I better get a few ingredients to make the curry I made more palletable, plus since I was spending poppadoms (I really fancied some) plus dare I say for fear of judgement 😂😂😂 Pastry so I can have another bash at treacle tart!! Have a good day allXX
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
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