Time to banish the debt.

Rhyddid2026

Congratulations 🎉 

flamingo22

Rhyddid2026 said:

Congratulations 🎉 

Thank you ☺️ 

honeybee1234

I just saw your wonderful achievement and wanted to say well done, that's some great dedication, you must be feeling wonderful right now 🙂 Grab that feeling and use it looking forward! 

biggerpickle

@flamingo22 congratulations on clearing the abound debt !!! what's next on the hit list? 

Just read your diary and am totally with you on the roller coaster of emotions ploughing through debt. You are doing brilliantly with all the little extras you're doing too like surveys and vinted, I only do yougov as I have no patience for anymore and don't need to vinted anything as all my stuff gets worn out / conks out.

flamingo22

Onto the next loan now and just overpaid £85.00, long way to go yet but it's something, although it's a little annoying as it can take up to 7 days for the payment to be processed. 

Currently waiting for a switch payment for Santander, this is the longest I've had to wait for a payment and I'm in the middle of another switch too, confusing myself a bit with all the direct debit changes and it's hammering my credit score but it's not like I need any more credit 🤣🤣
Awful day today so me and the little one are going to have a rest day in our comfies and wait for our food delivery - fed up of the price of food these days, but that's a moan for another day. 

flamingo22

Sunday night anxiety has definitely hit me today 😒 I can't decide what is the matter with me, is it the debts, is it the never ending housework, work stress or the fact that me and hubby seem to be drifting apart and living separate lives, (we haven't been back together that long, which is a concern). Or is it because January is such a depressing month OR it could be that I'm 40 in a couple of weeks and feel mortified that I'm in this position with my debts. I have next week off work which I'm looking forward to catching up on the housework and decluttering BUT the amount of preparation I have to do at work prior to leave is ridiculous, I work in a service where we manage our own caseloads and this often hinders annual leave and days off, you can't switch off for fear of what you're coming back to and sometimes find myself logging on whilst I am off to ease the workload when I am back, which defeats the point of leave, I need a new job to protect my sanity but I cannot afford to get a lesser paid one at the minute and with all the cuts at the minute a lot of trusts aren't taking on, so I feel that I am stuck, stuck with my job, my debts and my anxiety, it's miserable and at times I feel that I'm just existing and not living, debt is evil.

weenancyinAmerica

Just imagine if you were in your seventies with that kind of debt. You caught it early enough to make a difference. Maybe loosen the purse springs a bit and go out on a date with the hubby. Is there something you would both enjoy? Sending you hugs that it all works out.

Naomim

Firstly, we'll done on clearing the Abound loan. What an achievement 👏 👌 🙌

I think so many of us struggle with January, between rubbish weather, the long slog to payday and clearing debts, it's overwhelming.

Hopefully you'll feel better once you've moved onto the next debt and see it coming down.