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Jubilant June's No-Spend Days Challenge!

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Comments

  • Pinkpieuni
    Pinkpieuni Posts: 259 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd yesterday, as well as today.

    Challenges

    NSD - May - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,500

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £1,292

  • CrazyBee787
    CrazyBee787 Posts: 1,433 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Hi @cathybird I will try again for 19 next month thank you. Today I have spent money on snacks boohoo!! XX
  • 16/18 today - thanks, @cathybird!
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • KajiKita
    KajiKita Posts: 10,089 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    One for today 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • One for today.
    target-free for July please @cathybird, thank you for continuing to run this ❤️💐
  • thepurplepixie
    thepurplepixie Posts: 3,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    One more day so that's 14/15.  Almost there.

    I was thinking of aiming a bit higher for July but we've got people staying next week and then another week at the end of July, the joy of living at the seaside and providing free accommodation and food for visitors. I think this will make it difficult so staying at 15 but maybe more for August.
  • cathybird
    cathybird Posts: 16,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 June 2025 at 9:45PM
    June 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    June targets


    AuntieL 12/18  image  image  image 


    BadBookkeeper 1/15  image 


    beanielou 24/19  image  image  image  image  image  image  image


    Caeraugirl 10 


    cathybird 21/15  image  image  image  image  image  image  image


    Crazybee787 9/19  image  image 


    Crazycatlady2 2/15  image 


    cuddlymarm 8/15  image  image 


    CynicalPinnacle 2/10  image 


    Dizzycap 26/20  image  image  image  image  image  image  image


    Doris17 12/15  image  image  image 


    InDebtEnby 9/10  image  image 


    Jay1 2 4/14  image 


    KajiKita 19/20  image  image  image  image 


    laurenh1 15 


    library0602 2/10  image 


    LittleMissDetermined 9/15  image  image 


    Money Choices 5/12  image  image 


    Optimistic Saver 16/18  image  image  image  image 


    Pinkpieuni 12/10  image  image  image  image  image


    Quantaqa 10/12  image  image  image 


    QueenJess 13/15  image  image  image 


    SecondStar 15 


    short bird 17/18   image  image  image  image 


    thepurplepixie 14/15   image  image  image 


    Thriftymissus 20/21   image  image  image  image  image 


    VickyA 2 10/10   image  image  image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 16,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image (I've listed the same targets as this month but pls say if you'd like to aim for something different!)

    July targets

    AuntieL 18
    BadBookkeeper 15
    beanielou 19
    Caeraugirl 10
    cathybird 15
    CrazyBee787 19
    Crazycatlady2 15
    cuddlymarm 15
    CynicalPinnacle 10
    Dizzycap 20
    Doris17 15
    InDebtEnby 12
    Jay1 2 14
    KajiKita 15
    library0602 10
    LittleMissDetermined 15
    Money Choices 12
    Optimistic Saver 18
    Pinkpieuni 10
    Qantaqa 12
    QueenJess 15
    short bird 18
    thepurplepixie 15
    Thriftymissus TF
    VickyA 2 10


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,932 Ambassador
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 28 June 2025 at 12:15AM
    Declaring a very early  26/20 NSD Saturday - No intentions of spending over the weekend so will see you all again on the New July NSD Thread! I can't wait to see all the emoji  :D
    Wishing everyone a Super NSD Saturday & wishing everyone all the best in achieving their June target - you know you can do it, but if you don't manage it, don't worry or beat yourself up, just enjoy what you have achieved this month  :);)<3
    ~ NSD 2026 Challenge May 11/20 (5)
    # No.12 Save £2 a Day 2026 £304.15 / £730 (5)
    # No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)
    # No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)
    £10-a-Day Challenge 2026 - £163.16 / £1825 (5)
    No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)
    # No.27 - Top Up EP 2 £865 / £2880 (5).
    # Make £2026 in 2026 - Completed
  • beanielou
    beanielou Posts: 99,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one yesterday. One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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