June 2025 NSD challenge
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Jubilant June's No-Spend Days Challenge!
Comments
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Nsd yesterday, as well as today.
Challenges
NSD - January - 10
1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,659.62
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
2 -
Hi @cathybird I will try again for 19 next month thank you. Today I have spent money on snacks boohoo!! XXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.1 -
16/18 today - thanks, @cathybird!
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
One for today 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 0 books of target 52 in 2026 as @ 1st January
Produce tracker: £0 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One for today.
target-free for July please @cathybird, thank you for continuing to run this ❤️💐1 -
One more day so that's 14/15. Almost there.
I was thinking of aiming a bit higher for July but we've got people staying next week and then another week at the end of July, the joy of living at the seaside and providing free accommodation and food for visitors. I think this will make it difficult so staying at 15 but maybe more for August.0 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 12/18
BadBookkeeper 1/15
beanielou 24/19
Caeraugirl 10cathybird 21/15
Crazybee787 9/19
Crazycatlady2 2/15
cuddlymarm 8/15
CynicalPinnacle 2/10
Dizzycap 26/20
Doris17 12/15
InDebtEnby 9/10
Jay1 2 4/14
KajiKita 19/20
laurenh1 15library0602 2/10
LittleMissDetermined 9/15
Money Choices 5/12
Optimistic Saver 16/18
Pinkpieuni 12/10
Quantaqa 10/12
QueenJess 13/15
SecondStar 15short bird 17/18
thepurplepixie 14/15
Thriftymissus 20/21
VickyA 2 10/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!) July targetsAuntieL 18BadBookkeeper 15beanielou 19Caeraugirl 10cathybird 15CrazyBee787 19Crazycatlady2 15cuddlymarm 15CynicalPinnacle 10Dizzycap 20Doris17 15InDebtEnby 12Jay1 2 14KajiKita 15library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 18Pinkpieuni 10Qantaqa 12QueenJess 15short bird 18thepurplepixie 15Thriftymissus TFVickyA 2 10🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
Declaring a very early 26/20 NSD Saturday - No intentions of spending over the weekend so will see you all again on the New July NSD Thread! I can't wait to see all the emoji
Wishing everyone a Super NSD Saturday & wishing everyone all the best in achieving their June target - you know you can do it, but if you don't manage it, don't worry or beat yourself up, just enjoy what you have achieved this month
# No.2 Save 1p A Day 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge for 2026 £25/£230 (1)2 -
Not one yesterday. One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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