Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Jubilant June's No-Spend Days Challenge!
Comments
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My 3rd NSD of the month.
Low on steps as well. I did walk to the chemist and spent money there (as well as getting in some steps) but I don't count that spending as spending here.Toodle-pip :hello:1 -
NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
NSD 10/20 today, as expected
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £163.16 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £865 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - Ready1 -
June 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 4/18
BadBookkeeper 1/15
beanielou 11/19
Caeraugirl 10cathybird 8/15
Crazybee787 2/19
Crazycatlady2 2/15
cuddlymarm 7/15
CynicalPinnacle 2/10
Dizzycap 11/20
Doris17 8/15
InDebtEnby 5/10
Jay1 2 3/14
KajiKita 6/20
laurenh1 15library0602 2/10
LittleMissDetermined 6/15
Money Choices 5/12
Optimistic Saver 8/18
Pinkpieuni 5/10
Quantaqa 6/12
QueenJess 2/15
SecondStar 15short bird 9/18
thepurplepixie 6/15
Thriftymissus 11/21
VickyA 2 3/10
To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Another one for me todayCurrent No Spend Challenge: 7/13
2025 No Spend Days: 58/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Good morning
Two for me please. One for yesterday and one for today.
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2002 -
Good morning all Fantastic going with all the NSD's
We're going to absolutely thrash June! Declaring another NSD 11/20 today.Wishing everyone a Thrifty NSD Thursday!
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £163.16 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £865 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - Ready1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
NSD number 11 was yesterday and not sure about today yet x1
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