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The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Jubilant June's No-Spend Days Challenge!
Comments
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Continuing the streak with day 4Current No Spend Challenge: 14/13
2025 No Spend Days: 161/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
Today will be a NSD - bringing my total to 7/18 so far this month.From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
# No.2 Save 1p A Day 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge for 2026 £25/£230 (1)2
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Wednesday is day 9.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD for me today 8/15
"My Life Is About The Journey Not The Destination"1 -
Hi @cathybird I hope you are enjoying the somewhat intermittantly changing weather? I was wondering Cathy whether or not the following counts as a spend, I have joined air tasker and I spent £1.55 to post some printing that I did for the gentlemen, not today but in a few days time I will receive £7.60 for my efforts and costs, therefore I feel it is not a spend in the traditional sense - do you agree, can I make today 2/19 Please? Thank you and sorry for the waffle.Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.2 -
@Crazybee787 yes that sounds reasonable to me xxx
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June 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 3/18
BadBookkeeper 1/15
beanielou 10/19
Caeraugirl 10cathybird 7/15
Crazybee787 2/19
Crazycatlady2 2/15
cuddlymarm 5/15
CynicalPinnacle 2/10
Dizzycap 9/20
Doris17 8/15
InDebtEnby 4/10
Jay1 2 2/14
KajiKita 6/20
laurenh1 15library0602 2/10
LittleMissDetermined 6/15
Money Choices 5/12
Optimistic Saver 7/18
Pinkpieuni 5/10
Quantaqa 6/12
QueenJess 2/15
SecondStar 15short bird 9/18
thepurplepixie 6/15
Thriftymissus 9/21
VickyA 2 3/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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