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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
Comments
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Dunno if I'll convert to Edge, think its only worth about 50p a month0
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ZeroSum said:Dunno if I'll convert to Edge, think its only worth about 50p a monthMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0
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My 123 Lite was a (joint) household bills account. I have now transferred all my DDs that attract cashback to my full fat 123. My fee and cashback are around 6th. My 123 Lite did not transfer on 21st. Still waiting. Maybe it will be on 6th Sept?0
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Those that have been changed, check your address, after my change my address on paperwork has switched back to an address I was at about 15 years since, not done anything else with the account since the change.1
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Had totally forgotten about this. Just came here to check when he date is & noticed it was last week.
My cashback date was 26th & everything was paid up to me ok so looks like it's time to move everything out of there & re-do direct debits.
I ran the calculator & I can still make a quid & pence each month but I'm not faffing about for that amount.0 -
B0bbyEwing said:Had totally forgotten about this. Just came here to check when he date is & noticed it was last week.
My cashback date was 26th & everything was paid up to me ok so looks like it's time to move everything out of there & re-do direct debits.
I ran the calculator & I can still make a quid & pence each month but I'm not faffing about for that amount.
How much will you earn from the direct debits being paid from a different account?0 -
crumpet_man said:B0bbyEwing said:Had totally forgotten about this. Just came here to check when he date is & noticed it was last week.
My cashback date was 26th & everything was paid up to me ok so looks like it's time to move everything out of there & re-do direct debits.
I ran the calculator & I can still make a quid & pence each month but I'm not faffing about for that amount.
How much will you earn from the direct debits being paid from a different account?
I'll be earning what I said - quid and pence. Somewhere around £1.13 I think it was.0 -
My Lite is still alive. I was charged £2 today, and expect to get some cashback tomorrow, as I always got the cashback the day after the fee got taken.0
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B0bbyEwing said:crumpet_man said:B0bbyEwing said:Had totally forgotten about this. Just came here to check when he date is & noticed it was last week.
My cashback date was 26th & everything was paid up to me ok so looks like it's time to move everything out of there & re-do direct debits.
I ran the calculator & I can still make a quid & pence each month but I'm not faffing about for that amount.
How much will you earn from the direct debits being paid from a different account?
I'll be earning what I said - quid and pence. Somewhere around £1.13 I think it was.
You can get £1.13 by leaving everything setup as it is now, but change/upgrade the 123lite/everyday account to Edge.
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crumpet_man said:B0bbyEwing said:crumpet_man said:B0bbyEwing said:Had totally forgotten about this. Just came here to check when he date is & noticed it was last week.
My cashback date was 26th & everything was paid up to me ok so looks like it's time to move everything out of there & re-do direct debits.
I ran the calculator & I can still make a quid & pence each month but I'm not faffing about for that amount.
How much will you earn from the direct debits being paid from a different account?
I'll be earning what I said - quid and pence. Somewhere around £1.13 I think it was.
You can get £1.13 by leaving everything setup as it is now, but change/upgrade the 123lite/everyday account to Edge.
I'm also baffled why you appear to be trying to convince me to stick with Santander & their other accounts.
I know exactly what they're going to pay me & I've already said this isn't worth it to me.
If it's worth it to you then that's great. I'm not here trying to convince anyone to do the opposite of what they said they're going to do.
Pros and cons.
Yes I'm doing myself out of an amount that'll get me almost 4 sit-in coffees a YEAR
But it'll be one less account to manage & these days the less plates I have spinning the better.0
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