Juggling mum/work life, whilst looking after my future self, both financially & healthily

missymoo81

Thank you @debtfreewannabe321 @jwil @spendless  I really appreciate your kind words. I just don’t know what we’re going to do.  Especially as our remortgage is due next year. I’m trying not to think about it but at the same time can’t think of anything else! 

missymoo81

Very grateful for simple pleasures, had the longest 2 days at work, 15 hour day yesterday and 10 today. Came home to my wonderful children, how have made me a cup of tea, fed the cats and are reheating dinner. Such loves.

weenancyinAmerica

Sending hugs from America. 

debtfreewannabe321

missymoo81 said:

Very grateful for simple pleasures, had the longest 2 days at work, 15 hour day yesterday and 10 today. Came home to my wonderful children, how have made me a cup of tea, fed the cats and are reheating dinner. Such loves.

Aw that's so sweet of them ❤️ it's the little things that make up for a bad day sometimes isn't it 🥰.

Spendless

missymoo81 said:

Thank you @debtfreewannabe321 @jwil @spendless  I really appreciate your kind words. I just don’t know what we’re going to do.  Especially as our remortgage is due next year. I’m trying not to think about it but at the same time can’t think of anything else! 

Its hard but concentrate on the here and now and immediate future. 

What date is it before youve worked for your current employer for 2 years?

When is mortgage deal up next year (you may both be in better circs by then so dont panic now). 

When you get yr news, if its bad and you'll struggle may be best to talk to mortgage provider about any options. Its some years ago but mine once agreed to take 6 months half payments. When they contacted me at the end of that time, it coincided with me being back in work and I doubled payments then till atrears were paid off. 

biggerpickle

oh @missymoo81 you have so much to contend with, hope you get job answers sooner rather than later. The car repair bill sucks. 

fionaandphil

Sorry, I've just seen your note. I'll be keeping everything crossed for you.

Try not to worry too much, you will deal with it and there is lots of help and guidance out there. You will have lots of transferable skills if you need to change jobs and will be able to put them to good use.

Lovely when the kids step in and cheer you up with something simple.

Take care x

missymoo81

Thanks so much for your kind words @Spendless @debtfreewannabe321 @biggerpickle and @fionaandphil I’m just trying to not think about it but it’s really difficult. Doing adhoc work today which is paid separately. But I’ve got to be all happy and cheery and tomorrow I’m hosting a group at work. So it’s a struggle! 

fionaandphil

It is difficult missymoo81 but you just have to take it one day at a time and try not to stress yourself too much.

 Easier said that done I know, DH was put on redundancy warning in December several years ago and we worried ourselves silly as we only had one wage at the time and a young family, it spoiled Christmas for us as we were so busy thinking about it.  In the January he was told that he wasn't going.  The following December the same thing happened and my mum said to me, don't let it spoil another Christmas for you.  We listened to her and just carried on, didn't do anything too frivilous but didn't spend all our time worrying either and in January it was all fine again.

Prep what you can now, get the CV done and have a look at the job market.  Don't spend anything that you don't have to and don't make any big decisions about car, mortgage etc.  If it happens you will be able to get help and advice and you will manage.  Try to enjoy the last days of the summer holidays with the kids and just focus on that for now and getting through the days when you have to work.

We are all here for you if you need us, feel free to come on here and ask or just vent!

missymoo81

Thank you so much for your kind words and being the voice of reason. At least I should know if I’m at risk tomorrow afternoon. I’m trying to look at the small positives. I can’t wait to spend some special time with the children. I’ve worked so much lately. I just need to get work tomorrow out of the way.