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Should itsthelittlethings spend less on coffee?

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Comments

  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    Thank you for all the comments.
    35 NS&I
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    I won’t get in more and more debt and go into a hole. I’ve coped before and I will again.

    Had a nice day out with my mum at a local market. Oh, I forgot. I bought a Florence and Fred blouse for £3.75 at a charity shop. So I spent £30 today. Better not spend tomorrow.
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    Spent £4.90 on a coffee for me and my mother. I had to bamboozle her into going for one with me. It was worth every penny.
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    I really need to change my relationship with money and spending. I am spending more than I earn and this is not sustainable.
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    I think I need to get a second job.
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  • 1stTimer
    1stTimer Posts: 388 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hey

    your budget is missing some things, try filling in this one https://www.lemonfool.co.uk/financecalculators/soa.php it should give you a better idea of where it all goes.

    Good luck!
    Save £12k in 2025 #32 
    Make £2025 in 2025 #28
    JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84 AUGUST - £1183.03
    SEPT- £3094.76

    Total 2025 -£10,231.82

     
  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    I’ve downloaded a spend tracking app.
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    £11.00 on a t-shirt on Thrift@, a second hand resellers. I like their punky style as I’m a bit punky sometimes. You can get anything you like on V(nted but sometimes I think people just buy stuff thinking that’s ok, they can always sell it on. I’m trying to use V)nted less. Plus the postage is eyewater. Everything is a bargain (think £3 for a t-shirt) but then by the time it’s come out of your account with fees and postage it’s about £8.

    I also watch my carbon footprint but don’t tend to count transport except cars and planes as carbon. Completely irrational.
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    I enjoy shopping and it calms me down. Am going to try and replace shopping with tidying and sorting.

    I like to shop as a reward. I know it’s sad but if I do something and I think, that was a big achievement, I take myself out for Chinese food on my own and enjoy it. Or when I have finally done something I have been needing to do for ages, like download a spend tracker, I buy a t-shirt to say, well done.

    Of course this can quickly turn into an excuse for shopping. “I’ve had a hard day, I deserve this”. I think that’s what happened with me and coffee.
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  • itsthelittlethings
    itsthelittlethings Posts: 1,225 Forumite
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    Have just had the best holiday at my mums. Of course, there were parts of it that were stressful as it is being with people as you get older. I won’t be back until September as in the summer it’s very busy and social where she lives which is not me! I feel rested and recuperated.
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