2008 MFW newbies

poppyoscar_3

My overpayment for April is going to be £173.

This will bring my total to £934 for the year so far.

I'm almost halfway to my target!!!!!! Although May won't be a good month because travel expenses in April will be minimal - two weeks off!!!! Even so I should get to the £1000.

Very happy with progress!!

PO xx

newmoneysaver_2

bellsbells,
Thank you for the update ~your hardwork is really appreciated!

emma_nottingham

My overpayment for April is £95.00. Thats now £361.35 so far

Overthetop

Hi, have been lookng for a thread like this one to join.
I currently have an off set mortgage of £23,704.
I aim to make overpaymnets of £570 per month. I hope to be mortgage free in three years time

Snaggles

Hello :wave:

Oooh, I feel like a newbie all over again.

Anyway, I recently cleared the last of our debts - we had £17k of debt when we got married in 1999, and have since taken out and paid off a £5k car loan....which comes to a rather scary £22k of debt. :eek:

Our mortgage is currently sitting at £32.5k, plus a secured loan of £5k, and I've got this vague idea that I'd like to get it below £30k in total this year, using a sharesave that matures in August and also by overpaying.

Not quite ready to sign up just yet, because I'm on maternity leave for another 6 days....lol....so I don't know what my earnings will be when I go back, but just wanted to tentatively stick my head round the door and say hello.

Congratulations and good luck to all those who are well underway with their mortgage clearing. :T

newmoneysaver_2

Hello Snaggles :wave:

I'll welcome to the challenge. That seems weird being a lurker of the DFW board. I am sure you will do just fine putting all your DFW knowledge and effort into overpaying.

Courgette

Hi All,

Despite being a student I have completely forgotten about the grant we get so imagine my joy today when I checked my account and it had £900 more in than I was expecting! Yay!!! So have just written out a cheque for £500 and am off to the post office now to send it. I know it'll be a week before it's actually credited to my account (how do they justify that!?) but it all gets there in the end. The other £400 has gone into my ISA as I want to go on holiday this summer with my little lad.

Target was £2000 by December at £800 already - so chuffed with this site, it's just so motivating!

Courgette

newmoneysaver_2

That's great Courgette! Don't you love it when you get money you wasn't expecting!

BARGAINHUNTER!

Just a quick update - my goal for 2008 is £200 a month or £2400 in total. So far I have managed £200 a month extra by increasing my direct debit by £200. So total overpayments so far for 2008 are £600! Good thing about increasing the direct debit is that i do not notice the overpayment now, as I have planned all my other expenditure around it!

gallygirl

newmoneysaver wrote: »

That's great Courgette! Don't you love it when you get money you wasn't expecting!

Ahem, as someone who was ridiculously excited by an unexpected quidco payment of 10p this morning I can't believe how I'd have reacted if £900 had been paid in. Bet I'd have given Meg Ryan a run for her money