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misstara's mortgage free diary
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Welcome! I read your 2024 diary earlier and if that’s anything to go by you’ll pay it off well ahead of schedule!
MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest
Original MF date: October 2036 (£81,500)
Outstanding Jan 2021: £55070
Outstanding July 2025: £16597
EF 10000 / Savings toward neutral: £2600
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Happy moving in day !, hope all goes smoothly.
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Thanks Boodedoo and ladysummerisle
We are in and all went smoothly
Absolutely exhausted so off for an early night.Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.993 -
Happy new house.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Happy new home 🥂🥂🥂Sealed pot challenge 822
Jan - £176.66 :j1 -
Congrats on your new home and it’s great to see your diary. It sounds like you’ve got a good plan ahead and you know what you want to achieve. I’m cheering you on from the virtual sidelines Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage = £113,431/£132,469 (14% paid)Goal for 2025:1) MFW £3289/£30002
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Thanks beanie, dawnybabes and seventh88.
Settled well into the house and just trying to get everything sorted out.
Various spends on the moving van, getting our mail redirected, various bits and bobs like a toilet roll holder, ironing board, etc and a big food shop. Our nearest big supermarket is now S@insburys so we just went there (plus was easier as we were picking up stuff from @rgos) but need to investigate where the nearest @ldi/lid! are.
Realised that our sofa doesn't really fit the living room all that well, it's just too big for the space so we'll go and have a look at the 2nd hand shops to see if we can get a more suitable one for a good price.
Broadband was supposed to be activated this morning but unfortunately there is a fault on the line so need to wait until Monday for an engineer to come out
On a late shift today so currently sitting out in the garden with a coffee enjoying the sunshine.
£2.21 added to mortgage overpayment account Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.994 -
Found £2.35 in an old work bag today so that's been added to the mortgage overpayment account
A much needed NSD today Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.994 -
Fairly busy week at work but off this weekend
Yesterday we had a wander round some of the 2nd hand shops to see if we could find a sofa but didn't see anything that we liked or would fit the space. Did a wee @sda shop yesterday to use up the £10 voucher plus I had a 60p off voucher.
£10.60 moved to the mortgage overpayments account
Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.992 -
Went to the garden centre today to get some plants and compost so the hanging baskets in the garden are now looking lovely. We also went to @ldi to get a big shop - OH spotted a beef joint at 50% off so we had that for tea tonight and half in the freezer for another night. Did a bit of work at the allotment and brought back some rhubarb so we had crumble for pudding. I also made rhubarb cordial, haven't tasted it yet so hopefully it will have turned out ok.
35p added to the mortgage overpayments account - 15p cashback from ch@se account and 20p that OH found in the garden shed Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.993
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