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misstara's mortgage free diary
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It is indeed beanie. Had a lovely morning with her and she is very much looking forward to her party next weekend.
Went to the allotment afterwards and did a few hours weeding and planting out a few things. Then we popped to the supermarket to get a food shop - £27.35 spent. That should hopefully see us through to payday.
We then went a trip to beeandq to buy a BBQ which is something I have wanted for ages plus got a few plants. OH had some leftover on a gift card from his birthday and we split the rest so £12.10 spent.
Once we got home, I sat out in the garden with a g&t and book for half an hour which was lovely. Roast chicken in the oven which will be ready in about 30 minutes 😋
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £1863.89/£3660 (49.1% saved)1 -
A NSD yesterday and today should be the same - just counting down the days to payday. Got an amended payslip yesterday as mileage rates have gone up 10p to 55p per mile. I'll now get paid an extra £2.90 😂
Got away from work a bit early yesterday and headed to the allotment, will pop over again after work today.
Sitting out in the garden enjoying my coffee before I go get ready for work 😎
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £1863.89/£3660 (49.1% saved)1 -
Had a lovely weekend with family and my gran really enjoyed her party.
Spends for over the weekend were £64.05 on petrol and £43.56 on food shopping and cleaning supplies.
I've also ordered a new phone and case (£192.99) as I dropped mine over the weekend and it's no longer working properly (screen keeps moving and apps not opening). It will arrive today so I'll set it up later.
Payday at the end of last week so usual savings - £300 roof, £100 car, £50 Christmas, £100 emergency. I've paid £100 to the credit card as well.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £1863.89/£3660 (49.1% saved)2 -
New phone has arrived and has been set up 😀
Spent £2 on eggs today as OH was part way through making egg fried rice for tea and discovered that we had no eggs. Thankfully we have a corner shop 30s walk away so crisis averted!
Really struggling with abdominal pain tonight, I hate taking strong painkillers but needs must so just waiting for them to kick in and then off to bed.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £1863.89/£3660 (49.1% saved)1 -
Congrats to Gran, what changes she must have seen in her lifetime:-)
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