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misstara's mortgage free diary

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  • misstara
    misstara Posts: 4,177 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 23 April at 8:52PM

    £6.99 spent on fruit and veg today. I also spent £2.95 on a coffee deal through my mobile phone rewards. I had to sign up to a subscription but I've put a reminder to cancel it as soon as I receive the coffee I ordered.

    £6.73 cashed out from PA and moved to the roof debt savings.

    No sign of my pay slip yet but did get an email about a wee pay rise - works out about £50 extra a month so happy enough with that.

    Today was a very mixed day at work - morning was lovely and then it all went to !!!!!! in the afternoon 😫 double shift tomorrow and then thankfully weekend off.

    Mortgage 26.4.25 - £108,500  1.4.26 - £103,723.68 (4.4% paid)
    Mortgage overpayments so far - £927.90
    Debt 16.11.25 - £5160  1.4.26 - £4660 (9.7% paid)
    Roof savings - £1332.33/£3660 (36.4% saved)
  • beanielou
    beanielou Posts: 99,351 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Glad you have the weekend off to look forward to.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • can’t wait to see the plans for that extra £50

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • misstara
    misstara Posts: 4,177 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!

    Thanks beanie and INOD. Nothing exciting planned for the £50 this month, going to put it towards the credit card to pay back for the home insurance.

    NSD yesterday and today will be the same. Have had a productive day - allotment this morning followed by a tip run to get rid of some old wood and electrical items. I also went and finally joined the library so took out some books.

    Got my payslip yesterday so will need to do some planning. Also got a letter saying that my 6 month fixed saver is maturing next month so I need to figure out what I want to do with it.

    Mortgage 26.4.25 - £108,500  1.4.26 - £103,723.68 (4.4% paid)
    Mortgage overpayments so far - £927.90
    Debt 16.11.25 - £5160  1.4.26 - £4660 (9.7% paid)
    Roof savings - £1332.33/£3660 (36.4% saved)
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