We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
misstara's mortgage free diary
Comments
-
NSD yesterday 🙂
Had planned to go for a run/gym after work but finished late and the weather was awful so opted to just come home and veg on the sofa. Ended up putting the heating on for an hour 😱 it certainly does not feel like mid June.
Ran out of bread so popped up to the local shop, £3 spent.
Tomorrow looks to be a better day. I'm finishing work early to go to my eyebrow appt and will go for a run afterwards. Hopefully will fit in an hour or so at the allotment as well.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £2675.83/£3660 (73.1% saved)0 -
Did a few surveys this evening, had gotten out of the habit of doing them but want to try and get back into it as extra pennies are always good.
Very annoyingly I got an email from my mortgage provider saying that after 8th July, I won't be able to access my account online to check the balance or transactions 😢 apparently it is a system update to move to a new online platform.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £2675.83/£3660 (73.1% saved)0 -
that’s progress for you!
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.1 -
Haha I know INOD. It seems a bit ridiculous but hopefully their new online platform will be up and running soon. YNAB does add on monthly interest to the mortgage but it never seems to get it quite right.
Spent £20 on my eyebrows yesterday. Then completed my run. Ended up doing 2 hours at the allotment and then treated us to a takeaway pizza from the local kebab shop so £12.50 spent there.
Today OH is out already as he's gone to help a friend with their garden and I'm going to head to the allotment in a bit.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £2675.83/£3660 (73.1% saved)1 -
Spends for yesterday were £8.98 on a few food bits and deodorant. Saved £7 through vouchers I had. OH wanted to go to bee&que afterwards so headed there. I saw a nice wee plant that was perfect for the bathroom shelf and OH bought it along with his stuff so £4.50 saved there.
Added £11.94 to the roof debt savings (£7 voucher saving, 44p cashback and £4.50 plant saving).
OH has gone back to his friends to do a bit more gardening work so I'm going to pop to the allotment shortly.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £2675.83/£3660 (73.1% saved)0 -
Got a few hours done at the allotment this morning followed by a tip run and food shopping. Met up with OH back at home, had some lunch then went for a nice walk together. I then sat in the garden with my book and a mojito while OH caught up on football goings-on.
Spends for today were £35.22 on food shopping and £22.87 on a card and chocolates for a father's day gift, hopefully it will arrive before next Sunday!
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £2675.83/£3660 (73.1% saved)0 -
Spent £3 on diluting juice today. Was in @sda for work and saw the one I always drink still on offer 2 for £3 rather than the usual £2.48 per bottle so got some more.
Nothing much else to report - counting down to my annual leave next week although feeling slightly stressed out by how much work I need to do before then.
Mortgage 26.4.25 - £108,500 1.6.26 - £103,081.71 (5% paid)
Mortgage overpayments so far - £943.88
Debt 16.11.25 - £5160 1.6.26 - £4460 (13.6% paid)
Roof savings - £2675.83/£3660 (73.1% saved)1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.8K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.7K Work, Benefits & Business
- 604.6K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards