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Amazing April's No-Spend Days Challenge!

12357…47

Comments

  • AuntieL
    AuntieL Posts: 420 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Kicking April off with NSD Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • ET22
    ET22 Posts: 214 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Sticking with 20 please. Second NSD so far  :)  
    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

  • Dizzycap
    Dizzycap Posts: 1,244 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a NSD Thursday 3/20 before it arrives as I know I won't be spending o:)<3
    Wishing everyone a Thrifty NSD Thursday!
    ~ NSD 2025 - NSD October 23/20 (10 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • Pinkpieuni
    Pinkpieuni Posts: 180 Forumite
    100 Posts Name Dropper Photogenic
    Nsd Thursday today.

    Challenges

    NSD - Oct 13/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 252 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • QueenJess
    QueenJess Posts: 4,621 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD.
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 96,703 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    Number 3 today. 
    Went to pay for drinks and breakfast at a lovely little cafe and my friend insisted she was paying. I’d planned to pay but she was very insistent. 🤣
    that’s twice this week this has happened from different friends! It’s because I’ve done things for them that have helped…but not cost money. So I’m reflecting on my good fortune, especially as I also won a very smart handbag in a raffle earlier this week and kept it, rather than listing to sell! 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Been missing for months as live been so chaotic and stressful

    Things are hopefully going to be a bit more normal now so hoping to jump back in with 15 please

    Hope everyone ok I'll try to keep up 🤣

    2 please x 
  • CrazyBee787
    CrazyBee787 Posts: 1,235 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today I have treated myself after horrendous blood test!!
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • cathybird
    cathybird Posts: 15,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crazycatlady2 said:
    Been missing for months as live been so chaotic and stressful

    Things are hopefully going to be a bit more normal now so hoping to jump back in with 15 please

    Hope everyone ok I'll try to keep up 🤣

    2 please x 

    @Crazycatlady2 hi there image really great to see you back!! xx image
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