We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Amazing April's No-Spend Days Challenge!
Options
Comments
-
Kicking April off with NSD Wednesday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7003 -
Sticking with 20 please. Second NSD so farCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50003 -
Declaring a NSD Thursday 3/20 before it arrives as I know I won't be spendingWishing everyone a Thrifty NSD Thursday!~ NSD 2025 - NSD July 16/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing3
-
Nsd Thursday today.
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
1 -
Declaring another NSD.2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 271🥉🥈🥇💎🏆
Mini kitchen challenge 44/50
Big kitchen declutter challenge 66/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2501 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Number 3 today.Went to pay for drinks and breakfast at a lovely little cafe and my friend insisted she was paying. I’d planned to pay but she was very insistent. 🤣
that’s twice this week this has happened from different friends! It’s because I’ve done things for them that have helped…but not cost money. So I’m reflecting on my good fortune, especially as I also won a very smart handbag in a raffle earlier this week and kept it, rather than listing to sell!2 -
Been missing for months as live been so chaotic and stressful
Things are hopefully going to be a bit more normal now so hoping to jump back in with 15 please
Hope everyone ok I'll try to keep up 🤣
2 please x2 -
Not today I have treated myself after horrendous blood test!!1
-
Crazycatlady2 said:Been missing for months as live been so chaotic and stressful
Things are hopefully going to be a bit more normal now so hoping to jump back in with 15 please
Hope everyone ok I'll try to keep up 🤣
2 please x1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards