We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Amazing April's No-Spend Days Challenge!

12467…47

Comments

  • cathybird
    cathybird Posts: 16,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jay1_2 said:
    I've welcomed in April with spending [hangs head in shame]. And I think I'll be spending tomorrow too.
    @jay1_2 please don't feel you have to hang your head! Everyone has to spend sometimes. My month is getting off to a similar start, I've got home from quite a spendy trip in March and straight away have had to organise some car stuff and pay the plumber, sort a chimney out. Also everyone needs treats sometimes. It's life xx :)
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    Day 1 please @cathybird yesterday I ended up spending, it looks like I will get most of it back from SFD!
  • Caeraugirl
    Caeraugirl Posts: 608 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Day 2 for me.
    #15 Save £12k in 2026 £7500/£12000


  • QueenJess
    QueenJess Posts: 4,915 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for today.
    2026 decluttering: 4,470 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️
    2026 use up challenge: 633🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500

  • Optimistic_Saver
    Optimistic_Saver Posts: 386 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today for me, please, @cathybird
    2/20
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Pinkpieuni
    Pinkpieuni Posts: 269 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 2 April 2025 at 7:28PM
      I will stick with 10. Starting with 1 nsd today.

    Challenges

    NSD - July - xx/10

    1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0.  mortgage @ Jan 2025 - £75,600

    2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k

    3. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    4.52 Week Envelope Saving Challenge #2  £689/£1,378 -( 26/52)

    5. EF - £1,742

  • BadBookkeeper
    BadBookkeeper Posts: 850 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    2/15 for me please
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • KajiKita
    KajiKita Posts: 10,434 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    NSD hump day here 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2026 as @ 20th July. 
    Produce tracker: £180 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    Actually Please can I have 2 NSDs as SFD paying for expenditure on Tuesday as it is for MDs cake! Thanks @cathybird
  • cathybird
    cathybird Posts: 16,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten =


    April targets


    AuntieL 18 

    BadBookkeeper 2/15  image 

    beanielou 2/19  image 

    Caeraugirl 2/20  image 

    Cassingtonbear 10 

    cathybird 1/15  image 

    Crazybee787 2/19  image 

    cuddlymarm 1/15  image 

    Dizzycap 2/20  image 

    ET22 20 

    Honeysucklelou2 10 

    InDebtEnby 10 

    Jay1 2 14 

    KajiKita 2/20  image 

    Kermit10 20 

    laura lau 20 

    laurenh1 1/18  image 

    LittleMissDetermined 15 

    Louise600 1/10  image 

    Makingabobor2 15 

    Money Choices 10 

    Optimistic Saver 2/20  image 

    Pinkpieuni 1/10  image 

    QueenJess 2/15  image 

    Saver-upper 15 

    SecondStar 1/15  image 

    short bird 1/18   image 

    Thriftymissus 2/20   image 


    To see the updated results for April on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture