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Amazing April's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 15,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jay1_2 said:
    I've welcomed in April with spending [hangs head in shame]. And I think I'll be spending tomorrow too.
    @jay1_2 please don't feel you have to hang your head! Everyone has to spend sometimes. My month is getting off to a similar start, I've got home from quite a spendy trip in March and straight away have had to organise some car stuff and pay the plumber, sort a chimney out. Also everyone needs treats sometimes. It's life xx :)
  • CrazyBee787
    CrazyBee787 Posts: 1,245 Forumite
    1,000 Posts Name Dropper Photogenic
    Day 1 please @cathybird yesterday I ended up spending, it looks like I will get most of it back from SFD!
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • Caeraugirl
    Caeraugirl Posts: 599 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Day 2 for me.
    #21 Save £12k in 2025 £19277.35/£20000


  • QueenJess
    QueenJess Posts: 4,621 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for today.
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today for me, please, @cathybird
    2/20
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • Pinkpieuni
    Pinkpieuni Posts: 180 Forumite
    100 Posts Name Dropper Photogenic
    edited 2 April at 6:28PM
      I will stick with 10. Starting with 1 nsd today.

    Challenges

    NSD - Oct 13/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 252 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • BadBookkeeper
    BadBookkeeper Posts: 834 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    2/15 for me please
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member. 
  • KajiKita
    KajiKita Posts: 8,486 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD hump day here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,245 Forumite
    1,000 Posts Name Dropper Photogenic
    Actually Please can I have 2 NSDs as SFD paying for expenditure on Tuesday as it is for MDs cake! Thanks @cathybird
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • cathybird
    cathybird Posts: 15,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten =


    April targets


    AuntieL 18 

    BadBookkeeper 2/15  image 

    beanielou 2/19  image 

    Caeraugirl 2/20  image 

    Cassingtonbear 10 

    cathybird 1/15  image 

    Crazybee787 2/19  image 

    cuddlymarm 1/15  image 

    Dizzycap 2/20  image 

    ET22 20 

    Honeysucklelou2 10 

    InDebtEnby 10 

    Jay1 2 14 

    KajiKita 2/20  image 

    Kermit10 20 

    laura lau 20 

    laurenh1 1/18  image 

    LittleMissDetermined 15 

    Louise600 1/10  image 

    Makingabobor2 15 

    Money Choices 10 

    Optimistic Saver 2/20  image 

    Pinkpieuni 1/10  image 

    QueenJess 2/15  image 

    Saver-upper 15 

    SecondStar 1/15  image 

    short bird 1/18   image 

    Thriftymissus 2/20   image 


    To see the updated results for April on phone or tablet, click here :)


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