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Amazing April's No-Spend Days Challenge!
Comments
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@jay1_2 please don't feel you have to hang your head! Everyone has to spend sometimes. My month is getting off to a similar start, I've got home from quite a spendy trip in March and straight away have had to organise some car stuff and pay the plumber, sort a chimney out. Also everyone needs treats sometimes. It's life xxJay1_2 said:I've welcomed in April with spending [hangs head in shame]. And I think I'll be spending tomorrow too.
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Day 1 please @cathybird yesterday I ended up spending, it looks like I will get most of it back from SFD!Missions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.2 -
Day 2 for me.#21 Save £12k in 2025 £19277.35/£200002
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Declaring a NSD for today.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
I will stick with 10. Starting with 1 nsd today.
Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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2/15 for me pleaseLightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.1
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NSD hump day here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Actually Please can I have 2 NSDs as SFD paying for expenditure on Tuesday as it is for MDs cake! Thanks @cathybirdMissions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1 -
April 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 18BadBookkeeper 2/15
beanielou 2/19
Caeraugirl 2/20
Cassingtonbear 10cathybird 1/15
Crazybee787 2/19
cuddlymarm 1/15
Dizzycap 2/20
ET22 20Honeysucklelou2 10InDebtEnby 10Jay1 2 14KajiKita 2/20
Kermit10 20laura lau 20laurenh1 1/18
LittleMissDetermined 15Louise600 1/10
Makingabobor2 15Money Choices 10Optimistic Saver 2/20
Pinkpieuni 1/10
QueenJess 2/15
Saver-upper 15SecondStar 1/15
short bird 1/18
Thriftymissus 2/20
To see the updated results for April on phone or tablet, click here
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