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Amazing April's No-Spend Days Challenge!
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May targetsAuntieL 18BadBookkeeper 15beanielou 19Caeraugirl 20Cassingtonbear 10cathybird 15CrazyBee787 19Crazycatlady2 15cuddlymarm 15Dizzycap 20doingitanyway 10ET22 10InDebtEnby 10Jay1 2 14KajiKita 20laura lau 20laurenh 18LittleMissDetermined 15Louise600 10Money Choices 10Optimistic Saver 20Pinkpieuni 10Qantaqa 10QueenJess 15SecondStar 15short bird 18thepurplepixie 15Thriftymissus TF🌞 🌞 Everyone welcome to join! 🌞 🌞4
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Not one today having unexpected visitor tonight so needed some bits and pieces. Won’t be one tomorrow as taking ds to the beach last day of his hols and it’s pay day so definitely a spend day! So ending the month with 12/15. Not quite there, will try harder. See you all in May 😎Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2603
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Nsd today.
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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Tuesday is day 19.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
27th April I went to Cromford Mills and had to spend money to keep it open (I didn't want that chocolate milkshake it was just my duty to drink it 😜).
28th did nothing, spent nothing.
Today, 29th had to pay for printing at the library (actually as libraries are so badly funded you could see that as an act of charity too!). And now I'm going to buy some badges from Etsy (supporting a small business 😇).
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April 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 10/18BadBookkeeper 12/15beanielou 27/19Caeraugirl 9/20cathybird 21/15Crazybee787 22/19Crazycatlady2 15/15cuddlymarm 13/15Dizzycap 27/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 8/10Jay1 2 11/14KajiKita 21/20laura lau 6/20laurenh1 8/18LittleMissDetermined 17/15Louise600 3/10Makingabobor2 15Money Choices 9/10Optimistic Saver 18/20Pinkpieuni 17/10Quantaqa 4/4QueenJess 20/15Saver-upper 15SecondStar 9/15short bird 19/18thepurplepixie 12/10Thriftymissus 24/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞4
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Declaring a last NSD for April 27/20 - Wow that month when flying byWell done everyone and see you all on the May NSD Thread~ NSD 2025 - NSD July 19/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing3
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I had an NSD Tuesday and declaring early for today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Good morning
One today please making my total 13/15 for the month.
June NSD 8/152 -
One for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263
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