Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Amazing April's No-Spend Days Challenge!
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Happy to say that today is my 3rd NSD. Now at 3 out of 4. Well pleased 🙂.Frugal Living challenge 2025
Grocery Challenge November £1803 -
Well done 🤗Quantaqa said:Happy to say that today is my 3rd NSD. Now at 3 out of 4. Well pleased 🙂.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD Monday 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10002 -
Not one today, had to buy birthday gift & card stuck on 12/15 so can’t make target but going to try for at least one more.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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April 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 9/18
BadBookkeeper 12/15
beanielou 26/19
Caeraugirl 7/20
cathybird 21/15
Crazybee787 22/19
Crazycatlady2 15/15
cuddlymarm 12/15
Dizzycap 26/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 8/10
Jay1 2 10/14
KajiKita 18/20
laura lau 6/20
laurenh1 8/18
LittleMissDetermined 16/15
Louise600 3/10
Makingabobor2 15Money Choices 9/10
Optimistic Saver 18/20
Pinkpieuni 16/10
Quantaqa 3/4
QueenJess 19/15
Saver-upper 15SecondStar 9/15
short bird 18/18
thepurplepixie 12/10
Thriftymissus 24/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
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May targetsAuntieL 18BadBookkeeper 15beanielou 19Caeraugirl 20Cassingtonbear 10cathybird 15CrazyBee787 19Crazycatlady2 15cuddlymarm 15Dizzycap 20doingitanyway 10ET22 10InDebtEnby 10Jay1 2 14KajiKita 20laura lau 20laurenh 18LittleMissDetermined 15Louise600 10Money Choices 10Optimistic Saver 20Pinkpieuni 10Qantaqa 10QueenJess 15SecondStar 15short bird 18thepurplepixie 15Thriftymissus 20🌞 🌞 Everyone welcome to join! 🌞 🌞1
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Super! Well doneQuantaqa said:Happy to say that today is my 3rd NSD. Now at 3 out of 4. Well pleased 🙂.
Very early call for a NSD 26/20 Tuesday - Organised spend yesterday (Monday), so no need for any more spending this month
~ NSD 2025 - NSD December 9/20 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £22,375.08 / £12,000 💯 (12) - Completed2 -
And Monday was day 18!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Hoping for NSD number 24 today.
@cathybird please can I be target free for May? Thanks very much. 💐1
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