April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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21/19 please@cathybird thank youXXMissions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 8/18BadBookkeeper 12/15beanielou 25/19Caeraugirl 7/20cathybird 20/15Crazybee787 21/19Crazycatlady2 15/15cuddlymarm 11/15Dizzycap 25/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 8/10Jay1 2 10/14KajiKita 18/20laura lau 6/20laurenh1 8/18LittleMissDetermined 15/15Louise600 3/10Makingabobor2 15Money Choices 9/10Optimistic Saver 18/20Pinkpieuni 15/10Quantaqa 2/4QueenJess 18/15Saver-upper 15SecondStar 9/15short bird 17/18thepurplepixie 10/10Thriftymissus 22/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!)
May targetsAuntieL 18BadBookkeeper 15beanielou 19Caeraugirl 20Cassingtonbear 10cathybird 15CrazyBee787 19Crazycatlady2 15cuddlymarm 15Dizzycap 20doingitanyway 10ET22 10InDebtEnby 10Jay1 2 14KajiKita 20laura lau 20laurenh 18LittleMissDetermined 15Louise600 10Money Choices 10Optimistic Saver 20Pinkpieuni 10Qantaqa 10QueenJess 15SecondStar 15short bird 18thepurplepixie 10Thriftymissus 20🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Declaring another NSD today.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7003 -
NSD Sunday here 😊
Happy to aim for 20 next month - I will be back in work so it should easier! 😳😉😂
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
One today 12/15. Wrote out my budget for May & happy to try for 15 again in May.Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.3
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2 more for me, I’ve had a no spend weekend!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31073
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Sunday was NSD 17.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Declaring a Spend Day Monday, so keeping at 25/20
Babyface needs some items for ramp repairs and sealing and I'm also popping into a lovely local bathroom showroom to see if I can get 2 specific items that I need to be replaced in the bathroom at a discounted price
I'm a terror for discounts, but no harm in asking and I'm always very polite
~ NSD 2025 - NSD October 19/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing2
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