April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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14/19 please @cathybird Thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Umm … yes and no. She broke out of the crate during the first night and made her way upstairs to sleep with Mr KK 🙄😳 Not eating much but at least has used her tray today … Not a model patient 😂cathybird said:
Thank you for asking 😊
At least I had an NSD today 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 3/18
BadBookkeeper 7/15
beanielou 18/19
Caeraugirl 7/20
cathybird 13/15
Crazybee787 14/19
Crazycatlady2 10/15
cuddlymarm 7/15
Dizzycap 17/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 6/10
Jay1 2 5/14
KajiKita 14/20
Kermit10 20laura lau 6/20
laurenh1 8/18
LittleMissDetermined 9/15
Louise600 3/10
Makingabobor2 15Money Choices 7/10
Optimistic Saver 13/20
Pinkpieuni 10/10
QueenJess 12/15
Saver-upper 15SecondStar 9/15
short bird 12/18
thepurplepixie 9/10
Thriftymissus 14/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
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As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one for meCurrent No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
KajiKita said:


Today will be a spend day Saturday as I need to bulk buy items for babyface which are half price today with extra bonus points, so will buy a couple of things I need too. Might as well bite the bullet in one go
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Managed day 9, the rest of the week has been horribly expensive.2
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Number 14 for me today, wishing everyone a very happy Easter if this is something you celebrate x
edited to add do you use JamDoughnut @Dizzycap, depending on where you’re buying stuff, could be worth your while if you’ve not signed up already?2
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