April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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Good morning guys
Number 2 for me today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 12/15
January PADs £565
January grocery challenge £94.86/£1503 -
Number 6 for me today.
6/20 NSDs so far this month.
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
Nsd today.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
2 -
Good Afternoon everyone
Tis month’s target is 10 NSDs. I am declaring 3 NDSs.These were 4,5 and 6 April.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.002 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 1/18
BadBookkeeper 5/15
beanielou 7/19
Caeraugirl 4/20
Cassingtonbear 10cathybird 4/15
Crazybee787 5/19
Crazycatlady2 3/15
cuddlymarm 2/15
Dizzycap 7/20
doingitanyway 1/10
ET22 3/20
Honeysucklelou2 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 6/20
Kermit10 20laura lau 2/20
laurenh1 2/18
LittleMissDetermined 6/15
Louise600 3/10
Makingabobor2 15Money Choices 3/10
Optimistic Saver 6/20
Pinkpieuni 5/10
QueenJess 4/15
Saver-upper 15SecondStar 1/15
short bird 4/18
thepurplepixie 3/10
Thriftymissus 5/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Not today (snack attack and groceries), but from now on I am making a conscious effort to be more mindful with food choices as I am going to go on a diet soon! I don't want to but defientely need to and it is about time I changed what I eat significantly! That is probably more info then you wanted!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?3 -
NSD Monday here today 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD number one please cathybirdIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
One today was 5/15. Was planning to go & buy Easter eggs but can’t be bothered!Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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Another for me today.#21 Save £12k in 2025 £25577.35/£200002
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