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Living Large, on a Small Income, by the Sea.
Comments
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Minted
Good at buying. Not so good at selling though! I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hoping that will be my experience tooSunshine_girl2 said:I put off minted for ages , but it is very easy once you get going .
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Soo, I managed to get rid of a bag of books. I had spoken to the book shop who said they would buy them, but the shop owner seemed to think I was donating them, so I just left them. A few of the books I had bought from them including one just this week that I realised I already had. I need to get my books on shelves/buy a bookshelf so I can see what I have...Also, I REALLY DO NOT NEED TO BE BUYING ANY MORE BOOKS, especially from bookshops when charity shops are much, much, cheaper...
I bought a heavy, plain, water jug that I really like for £3 to encourage me to drink more water
I planted a plant this morning and it is now in the garden...my first filled container
Washing done and out drying
A trip into town for some eggs and to donate some books to the low income shop.
I made soup today (I know, in this heat) it was delicious...
I have £100 to last for 2 weeks...should be doable...especially if I manage a few NSDs
MSE financial update. So some more money in from hosting...
In April debt was £1,119.00. It went up to £2,012 at the highest. Now, in July it is £190
The next time I host guests will be in August and the money from that will be my new EF
Hope your day is going well
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/07202512 -
Totally amazing figures 🤩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done getting the debt right down so quickly. I eat soup all year round too, it's a great way to get loads of veg down you and filling too.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Wonderful debt reduction 👏3
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Fantastic progress with the debt reduction dia
Good luck with minted0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Well done on the debt reduction!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on clearing the CC, and that EF will soon be one less goal.Life is an adventure, never stop exploring.4
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Brilliant debt busting dia!July 2024 £12,150 Aug 2025 B/Card £6,300, N/West £1,770, Halifax £1,182, Klarna £568, Sports Trip £335, Very £122 & HMRC GONE!!!! Total £10,2763
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