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Living Large, on a Small Income, by the Sea.

1235790

Comments

  • WelshmansDaughter
    WelshmansDaughter Posts: 1,687 Forumite
    1,000 Posts Third Anniversary Name Dropper
    One of the people on a delivery route told me he was blasé about his sea view now and I looked at him like he was mad.
     Still love mine even though its just a ribbon of blue most days
  • beanielou
    beanielou Posts: 96,229 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good luck with your actions.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with getting some money in. Could you sell the spare tools on FBk and any other surplus items. You could then put that towards wants or the CC.

    The washing machine sounds great.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • SuzeQStan
    SuzeQStan Posts: 1,783 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Hi Dia - just a thought about your large bin - is it water tight? If so you can get a water butt kit for around £1 from discount shops, and attach the bin to your gutters, and save lots on watering your garden in the summer - the water can be a bit smelly but the plants never seem to mind 😊
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • SuzeQStan
    SuzeQStan Posts: 1,783 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    I gave away a big bin on Ol!o last year - took about 30 seconds to snap a photo and within about 5 minutes someone requested it and collected it 1/2hr later.  It’s amazing what people want and will collect
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,546 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Hope you get the bank and garden clearance sorted. Great news on the extra £150

    Enjoy your day with your friend tomorrow and walk next week. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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