Living Large, on a Small Income, by the Sea.

2456729

Comments

  • so good to see you back.  that debt will be gone in no time
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • southern_chick
    southern_chick Posts: 540 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    So glad you got your dream home by the sea. Really glad to see you back on here and looking forward to sharing your journey with you xx
    slowly working towards being MF one small over payment at a time :T
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,292 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Great to see you back DIA your new place sounds lovely so pleased you are settled and your plans for rent a room sound like a good way to get an income. I’m sure you will soon have paid off the debt and rebuild your savings. I’ve subscribed to follow your journey 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • liselle
    liselle Posts: 137 Forumite
    Sixth Anniversary 100 Posts
    Ah fantastic! So pleased it’s all worked out for you.Would a temporary paying guest mean that you’d lose your Single Adult Discount?
    I’m in the South West and just saw an ad.for a furnished bedroom with en-suite, use of garage and garden, for £1000 per month……
  • 24ta
    24ta Posts: 262 Forumite
    Part of the Furniture 100 Posts
    Good to have you back, great news that you have your own front door. You are always good with a plan, that debt will be gone soon enough. Subscribed 
  • savingholmes
    savingholmes Posts: 28,893 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you love your new home. Lovely to see you back.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £175.8K Equity 32.38%
    2) £4.3K Net savings after CCs 13/5/25
    3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.4K updated 16/5
  • OpalGirl
    OpalGirl Posts: 85 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Great to see you back. I followed your last diary but didn't post, and I have been wondering how your move went. There is nothing like having your own space - the freedom to do what you want, when you want. I've subscribed and look forward to following your journey in your new home.
  • Cara_
    Cara_ Posts: 108 Forumite
    100 Posts Second Anniversary
    edited 18 March at 8:56AM
    I followed your old diary but I did not post.
    I'm really pleased that you are bcak in a home of your own. Good luck with paying off your debt and then starting to save.
    I'll be following your diary.
  • Humdinger1
    Humdinger1 Posts: 2,207 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Subscribed and so happy for you @doingitanyway! Happy ever after love Humdinger xx 
  • Chrystal
    Chrystal Posts: 1,967 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    So pleased, and relieved, to see you posting again.  It must feel like a dream come true to have your own place again.  ((((hugs))))
    Thrilled that you got the house and area you wanted, and I'm sure that you will sort things out regarding finances.
    Looking forward to following you on your journey, and wishing you all the luck you wish for.  XXXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.