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Living Large, on a Small Income, by the Sea.
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so good to see you back. that debt will be gone in no timeMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.3
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So glad you got your dream home by the sea. Really glad to see you back on here and looking forward to sharing your journey with you xxslowly working towards being MF one small over payment at a time :T3
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Great to see you back DIA your new place sounds lovely so pleased you are settled and your plans for rent a room sound like a good way to get an income. I’m sure you will soon have paid off the debt and rebuild your savings. I’ve subscribed to follow your journey0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Ah fantastic! So pleased it’s all worked out for you.Would a temporary paying guest mean that you’d lose your Single Adult Discount?I’m in the South West and just saw an ad.for a furnished bedroom with en-suite, use of garage and garden, for £1000 per month……3
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Good to have you back, great news that you have your own front door. You are always good with a plan, that debt will be gone soon enough. Subscribed3
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Glad you love your new home. Lovely to see you back.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/53 -
Great to see you back. I followed your last diary but didn't post, and I have been wondering how your move went. There is nothing like having your own space - the freedom to do what you want, when you want. I've subscribed and look forward to following your journey in your new home.4
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I followed your old diary but I did not post.I'm really pleased that you are bcak in a home of your own. Good luck with paying off your debt and then starting to save.I'll be following your diary.2
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Subscribed and so happy for you @doingitanyway! Happy ever after love Humdinger xx2
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So pleased, and relieved, to see you posting again. It must feel like a dream come true to have your own place again. ((((hugs))))Thrilled that you got the house and area you wanted, and I'm sure that you will sort things out regarding finances.Looking forward to following you on your journey, and wishing you all the luck you wish for. XXXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2
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