March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
Comments
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It's going to be a spend day here today, Thrusday.I have some necessary dog bulk purchases and Mr. Sains has given me a 50% off along with super extra points on the items I need using Shop&Scan
Wishing everyone a Thrifty NSD Thursday!
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1836.43 / £2026 (4)1 -
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
I had a take out last night but paid for it with prolific funds, so I am counting it as a No spend day still, also I feel like I need chocolate, but I am going to raid some of the prolific funds for this also, so day 5 Please @cathybird Thank you.2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 5/18
BadBookkeeper 5/15
beanielou 6/19
birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 4/20
Cassingtonbear 10cathybird 2/TF
Clarabelle73 15Crazybee787 5/19
cuddlymarm 4/15
Dizzycap 5/20
Doris17 3/15
emmaj30 8ET22 10GeorgianaCavendish 8Honeysucklelou2 10InDebtEnby 3/15
Jay1 2 3/12
KajiKita 4/20
laura lau 3/20
laurenh1 4/18
LittleMissDetermined 3/16
Louise600 10Makingabobor2 15Money Choices 10Moneycraver05 2/10
Optimistic Saver 3/22
Pauper1 20Pinkpieuni 2/10
QueenJess 4/15
Saver-upper 15SecondStar 15short bird 4/18
Thriftymissus 5/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
NSD today. I didn't know how hard it is not to spend until I joined this challenge. Not complaining though, its having a positive impact on the finances.
Challenges
NSD - April - 8/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1 -
One for me today please 3/15
"My Life Is About The Journey Not The Destination"2 -
One for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002 -
Another for me today so 5/15 nearly spent but will buy on another spend day!Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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