Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Marvellous March's No-Spend Days Challenge!
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Yesterday was one for me so I'm up to 3 nowAugust No Spend Challenge: 14/13
2025 No Spend Days: 101/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
MD and me couldn't decide on a place to go for a drink and cake, so we decided to go straight home from the hospital, saving us both our cash. A No spend day number 3 please @cathybird thank you so much.Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Once accomplished all three come back and start new missions!2 -
Have paid for next year's garden waste subscription today, but as it's a household bill I'm not counting it as a spend. So claiming today as another NSD#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 8/102 -
Not one for me today, paid for tickets for a show in September but a nice spend 😊Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2602
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oooh what are you going to see?BadBookkeeper said:Not one for me today, paid for tickets for a show in September but a nice spend 😊Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Once accomplished all three come back and start new missions!3 -
NSD Tuesday for me 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7002 -
Tuesday is day 3.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Six at a local theatre, part of a ‘5 things to do together because we’re 50’ with my bestie.CrazyBee787 said:
oooh what are you going to see?BadBookkeeper said:Not one for me today, paid for tickets for a show in September but a nice spend 😊Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2603 -
NSD here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sadly no NSD here today, pancake day tre*ts got the better of me
March No Spend 10 day Challenge: 9/102
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