Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Marvellous March's No-Spend Days Challenge!
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Yesterday was one for me so I'm up to 3 nowAugust No Spend Challenge: 1/12
2025 No Spend Days: 88/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
MD and me couldn't decide on a place to go for a drink and cake, so we decided to go straight home from the hospital, saving us both our cash. A No spend day number 3 please @cathybird thank you so much.2
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Have paid for next year's garden waste subscription today, but as it's a household bill I'm not counting it as a spend. So claiming today as another NSD#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 0/102 -
Not one for me today, paid for tickets for a show in September but a nice spend 😊Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2602
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BadBookkeeper said:Not one for me today, paid for tickets for a show in September but a nice spend 😊3
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NSD Tuesday for me 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
Tuesday is day 3.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
CrazyBee787 said:BadBookkeeper said:Not one for me today, paid for tickets for a show in September but a nice spend 😊Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2603
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NSD here today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sadly no NSD here today, pancake day tre*ts got the better of meMarch No Spend 10 day Challenge: 9/102
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