Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Marvellous March's No-Spend Days Challenge!
Comments
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Yesterday was one for me so I'm up to 3 nowCurrent No Spend Challenge: 12/13
2025 No Spend Days: 126/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
MD and me couldn't decide on a place to go for a drink and cake, so we decided to go straight home from the hospital, saving us both our cash. A No spend day number 3 please @cathybird thank you so much.Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
Have paid for next year's garden waste subscription today, but as it's a household bill I'm not counting it as a spend. So claiming today as another NSD#21 Save £12k in 2025 £19277.35/£200002
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Not one for me today, paid for tickets for a show in September but a nice spend 😊Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.2
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oooh what are you going to see?BadBookkeeper said:Not one for me today, paid for tickets for a show in September but a nice spend 😊Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.3 -
NSD Tuesday for me 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002 -
Tuesday is day 3.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Six at a local theatre, part of a ‘5 things to do together because we’re 50’ with my bestie.CrazyBee787 said:
oooh what are you going to see?BadBookkeeper said:Not one for me today, paid for tickets for a show in September but a nice spend 😊Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.3 -
NSD here today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sadly no NSD here today, pancake day tre*ts got the better of me
March No Spend 10 day Challenge: 9/102
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