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Marvellous March's No-Spend Days Challenge!
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Declaring a NSD today.2025 decluttering: 3,766🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 317🥉🥈🥇💎🏆
Big kitchen declutter challenge 95/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 5/18BadBookkeeper 6/15beanielou 7/19birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 4/20Cassingtonbear 10cathybird 2/TFClarabelle73 15Crazybee787 5/19cuddlymarm 4/15Dizzycap 6/20Doris17 3/15emmaj30 8ET22 20GeorgianaCavendish 8Honeysucklelou2 10InDebtEnby 3/15Jay1 2 3/12KajiKita 5/20laura lau 3/20laurenh1 4/18LittleMissDetermined 4/16Louise600 10Makingabobor2 15Money Choices 10Moneycraver05 2/10Optimistic Saver 3/22Pauper1 20Pinkpieuni 3/10QueenJess 5/15Saver-upper 15SecondStar 15short bird 4/18Thriftymissus 5/16Tjh1412 15To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3
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Hi, can I join with a target of 20 pleaseCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50001 -
Declaring an early NSD Friday 6/20 and I shouldn't have any spend days for the rest of the month and most of next after yesterdays bulk buy mega ££ saving stock up. Babyface has everything she needs, the fridge and freezer are full and there's still plenty of fresh veggies left from the Christymas bargain stockpileWishing everyone a Fantastic NSD Friday~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2
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It's another one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
NSD today.
Challenges
NSD July- 15/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Not today choclate and scratch cards, I spent £35 and won £20!! Poor judgement I know, if I had won more I would be claiming a No spend!!2
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Nothing spent again today so now 6/15. Have a good weekend 😎Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2602
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