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Marvellous March's No-Spend Days Challenge!
Comments
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Hi, another 2 please xCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50001 -
Nsd today.
Challenges
NSD - Dec 8/10
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £29,851.26 Target MF - Jun 26, 193 days away.
2026 Challenges
NSD - January
1. 2026 Mortgage-Free Wannabes # £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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Another NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10002 -
14/19 Please @cathybird Thank you XX2
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Still 16/15 not one today as bought Mother’s Day gift & mouthwash!Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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Declaring a NSD today.2025 decluttering: 5,544 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 513🥉🥈🥇💎🏆 👑Big kitchen declutter challenge 143/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Look at the NSDers go!
We're smashing through Marvellous March and a quarter of the way through the year already - AWESOME!
Think of all the collective money we've saved between us this month and over the past two
Tomorrow is sadly, an emergency spend day for me but if I have the energy, I plan on taking advantage of the Lidl App £5 off £40 shop and XX% off offers along with picking up my free items won on the free in-App scratch cards and get fully stocked up at night on the items I need, so I have little food outgoings next month
Every little helps
~ NSD 2025 - NSD December 20/20 (12 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2026# No.36 Make £2025 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.34 Save £12k in 2026 £0 / £12,000 (1)3 -
Day 16 today as the cinema's online payment system wasn't working so I couldn't buy snacks.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Good morning NSDers!
It's a spend day for me.Wishing everyone a wonderful NSD and I hope the sun comes out soon!
~ NSD 2025 - NSD December 20/20 (12 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2026# No.36 Make £2025 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.34 Save £12k in 2026 £0 / £12,000 (1)1 -
18/22 for me, thanks to another NSD today… 🥳
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881
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