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Marvellous March's No-Spend Days Challenge!

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Comments

  • QueenJess
    QueenJess Posts: 4,688 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
    2026 use up challenge: 109🥉 ⭐️🥈🥇
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today 

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • BadBookkeeper
    BadBookkeeper Posts: 848 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    Still 9/15 as bought a few things online. 
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • AuntieL
    AuntieL Posts: 480 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #8 yesterday (Wednesday). Not one today and I got my hair cut 😄
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    January 2026 NSD Challenge 5/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £92,396.89 (10years 4months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £44.43/ £1000
  • KajiKita
    KajiKita Posts: 9,320 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Thursday here 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,483 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    9/19 please @cathybird Thank you so very muchXX
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
  • cathybird
    cathybird Posts: 16,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 March 2025 at 12:02PM
    March 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    March targets


    AuntieL 8/18  image  image 

    BadBookkeeper 9/15  image  image 

    beanielou 13/19  image  image  image 

    birdsfoottrefoil 10 

    BuzzyBees101 15 

    Caeraugirl 7/20  image  image 

    Cassingtonbear 3/10  image

    cathybird 2/TF  image

    Clarabelle73 15 

    Crazybee787 9/19  image  image 

    cuddlymarm 6/15  image  image 

    Dizzycap 13/20  image  image  image 

    Doris17 4/15  image

    emmaj30 8 

    ET22 5/20  image  image 

    GeorgianaCavendish 8  

    Honeysucklelou2 2/10  image

    InDebtEnby 4/15  image

    Jay1 2 6/12  image  image 

    KajiKita 8/20  image  image 

    laura lau 4/20  image

    laurenh1 9/18  image  image 

    LittleMissDetermined 8/16  image  image 

    Louise600 10 

    Makingabobor2 15 

    Money Choices 10 

    Moneycraver05 5/10  image  image 

    Optimistic Saver 8/22  image  image 

    Pauper1 20 

    Pinkpieuni 6/10  image  image 

    QueenJess 11/15  image  image  image 

    Saver-upper 15 

    SecondStar 5/15  image  image 

    short bird 9/18   image  image 

    Thriftymissus 12/16   image  image  image 

    Tjh1412 15 


    To see the updated results for March on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,514 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 14 March 2025 at 12:56AM
    Well done everyone! We're blasting NSD March out of the water :D
    Declaring a very early NSD Friday 13/20 - H Appointments Day :/:|
    Wishing everyone a Fantastic NSD Friday <3
    ~ NSD 2026 Challenge January 21/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • BadBookkeeper
    BadBookkeeper Posts: 848 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    @cathybird mine should still be 9/15.  Spend day today as out for tea.  So still 9/15! Happy Friday 🥳
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Today will be another NSD, so 8/22 
    Thanks so much for running this thread @cathybird
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
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