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Marvellous March's No-Spend Days Challenge!
Comments
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Declaring another NSD today.2025 decluttering: 5,544 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 513🥉🥈🥇💎🏆 👑Big kitchen declutter challenge 143/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Nsd today
Challenges
NSD - Dec 8/10
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £29,851.26 Target MF - Jun 26, 193 days away.
2026 Challenges
NSD - January
1. 2026 Mortgage-Free Wannabes # £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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Still 9/15 as bought a few things online.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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NSD #8 yesterday (Wednesday). Not one today and I got my hair cut 😄Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10002 -
NSD Thursday here 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
9/19 please @cathybird Thank you so very muchXX2
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March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 8/18
BadBookkeeper 9/15
beanielou 13/19
birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 7/20
Cassingtonbear 3/10
cathybird 2/TF
Clarabelle73 15Crazybee787 9/19
cuddlymarm 6/15
Dizzycap 13/20
Doris17 4/15
emmaj30 8ET22 5/20
GeorgianaCavendish 8Honeysucklelou2 2/10
InDebtEnby 4/15
Jay1 2 6/12
KajiKita 8/20
laura lau 4/20
laurenh1 9/18
LittleMissDetermined 8/16
Louise600 10Makingabobor2 15Money Choices 10Moneycraver05 5/10
Optimistic Saver 8/22
Pauper1 20Pinkpieuni 6/10
QueenJess 11/15
Saver-upper 15SecondStar 5/15
short bird 9/18
Thriftymissus 12/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Well done everyone! We're blasting NSD March out of the water
Declaring a very early NSD Friday 13/20 - H Appointments Day
Wishing everyone a Fantastic NSD Friday
~ NSD 2025 - NSD December 20/20 (12 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2026# No.36 Make £2025 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.34 Save £12k in 2026 £0 / £12,000 (1)1 -
@cathybird mine should still be 9/15. Spend day today as out for tea. So still 9/15! Happy Friday 🥳Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881
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