PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Leasehold property information availability

Hi, 

I'm looking to find out information about my property's legal title.  It's a rented property.  I have a tenancy agreement with my landlord (20+ years).

I've purchased a copy of the title from the property register.  It's a leasehold flat, which I rent from my landlord.  However, all it states is the freeholder and the leaseholder(my landlord) is listed as a number.  I'm looking for an actual name which proves the property belongs to her.

The freeholder is hard to contact and unreliable.  Is there any other public resource I can search to get more details?  Thanks.
«1345

Comments

  • user1977
    user1977 Posts: 17,311 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    I've purchased a copy of the title from the property register.
    Which title? A leasehold property will (usually) have a registered title for the freehold and a separate one for the leasehold. It sounds like you're looking only at the freehold one.
  • AlphaCentauri
    AlphaCentauri Posts: 54 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 17 February at 4:50PM
    user1977 said:

    I've purchased a copy of the title from the property register.
    Which title? A leasehold property will (usually) have a registered title for the freehold and a separate one for the leasehold. It sounds like you're looking only at the freehold one.
    Yes, on the register, there's 2 listings as you described.  The copy I have is the 'leasehold'.  It shows the 'Registered Owners...' as the freeholder and then it lists lessees, who aren't named but have letter/numbers references.

    There's a title number for the 'plot' 'NGL...' and then sub numbers for the lessees.
  • user1977
    user1977 Posts: 17,311 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Perhaps a head lease situation then where there are three layers of ownership - freehold, head lease and "your" leaseholder actually has a sublease. A redacted copy of what you're looking at might help.
  • AlphaCentauri
    AlphaCentauri Posts: 54 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 17 February at 5:21PM
    Perhaps a head lease situation then where there are three layers of ownership - freehold, head lease and "your" leaseholder actually has a sublease.
    Yes, that makes sense.

    I wish you hadn't asked for an edited redacted copy.  Will post later or tomorrow - if the site allows it.
  • Search for land and property information
    Title register for:
    ADDRESS (Leasehold)
    Title number: XXXXXX

    This information can change if we receive an application. This service can not tell you if HM Land Registry are dealing with an application.
    This is not an official copy. It does not take into account if there’s a pending application with HM Land Registry. If you need to prove property ownership, for example, for a court case, you’ll need to order an official copy of the register.

    Register summary
    Title number
    XXXXXXX
    Registered owners
    XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

    Last sold for
    No price recorded
    A: Property Register
    This register describes the land and estates comprised in this title.
    Entry number
    Entry date
    XXXXX The Leasehold land shown edged with red on the
    1
    1970-01-22
    plan of the above Title filed at the Registry and being XXXXXXXX
    2
    1970-01-22
    Short particulars of the lease(s) (or under-lease(s)) under which the land is held: Date : 30 December 1969 Term : 1,992 years from 25 March 1969 Rent : £5 Parties : XXXXXXXXXX
    3
    An Agreement supplemental to the registered Lease dated 30 December 1969 made between (1)XXXXX
    4
    purchase the reversion contained in the Agreement dated 30 December 1969 referred to above.
    5
    The land edged and numbered in green on the filed plan has been removed from this title and registered under the title number or numbers shown in green on the said plan.
    6
    By a Transfer of the land edged and numbered XXXXX
    7
    The lessor's title is registered.
    8
    Unless otherwise mentioned the title includes any legal easements granted by the registered lease(s) but is subject to any rights that it reserves, so far as those easements and rights exist and benefit or affect the registered land.

    B: Proprietorship Register
    This register specifies the class of title and identifies the owner. It contains any entries that affect the right of disposal.
    Class of Title: Title absolute
    Entry number
    Entry date
    PROPRIETOR: XXXXXX
    1
    1970-01-22
    XXXXXXXXXXXX
    2
    RESTRICTION: Except under an order of the registrar no charge by the proprietor of the land is to be registered unless a certificate signed by the secretary, the solicitor or a director thereof has been furnished that such charge does not contravene any of the provisions of the memorandum and articles of association of the said proprietor.


    C: Charges Register
    This register contains any charges and other matters that affect the land.
    Class of Title: Title absolute
    Entry number
    Entry date
    The land is subject to the following rights reserved by a Conveyance of the freehold estate in the land in this title and other land dated XXXXX
    1
    Purchasers or other the owner or owners occupier or occupiers for the time being of the said property hereby conveyed to deal in any manner whatsoever with any of the said adjoining or neighbouring property and to erect and maintain or suffer to be erected or maintained on such land any buildings whatsoever whether such buildings shall or shall not affect or diminish the light or air which may now or at any time or times hereafter be enjoyed for or in respect of the said property hereby conveyed or any buildings for the time being thereon."
    2
    The land numbered 4 on the filed plan is subject to rights of drainage and rights in respect of water, gas and electricity supply services and rights of support.
    3
    The parts of the land affected thereby are subject to the leases set out in the schedule of leases hereto. The leases grant and reserve easements as therein mentioned.
    4
    Registration Date : 22.01.1970 Plan Reference : 1 Property Description : XXXXXX Date of Lease : 06.03.1933 Term : 99 years from 24.6.1931 Lessee's Title : XXXXXX

  • Like I said at the beginning, the Lessee's Title: XXXXX is a number (my landlord).  I need the paperwork to show a name.  Where can I find this if not on the property register?
  • Presumably the freeholder are legally obliged to answer my request for this information.  What can I cite so that they take notice?
  • eddddy
    eddddy Posts: 17,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 18 February at 9:49AM
    Presumably the freeholder are legally obliged to answer my request for this information.  What can I cite so that they take notice?
    No - the freeholder is not generally required to answer any of your questions, or provide you with any information.

    What is the information that you want?



    The title you've transcribed appears to be a head lease, so based on what you've said, it sounds like the structure is likely to be something like this:
    1. Freeholder
    2. Head leaseholder (the owner of the head lease that you transcribed)
    3. Under leaseholder (your landlord)
    4. Tenant (you)

    You have a tenancy agreement with the Under Leaseholder (your landlord), so they have responsibilities towards you - but you have no legal agreement with the people at levels 1 or 2, so they are not generally required to have any dealings with you.


  • AlphaCentauri
    AlphaCentauri Posts: 54 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 1 March at 10:56PM
    I applied for a scheme for upgrades to my private rented property.  The survey was carried out and I was told I qualified.  However, my landlord's name is not stated on the property title register and so the scheme is stalling with final approval.  The landlord is only listed with a reference on the register. One proof I have is an invoice for ground rent from the head leaseholder to my landlord (the under leaseholder).  Technically, this confirms the relationship and their ownership of the under lease but I don't know if this is enough for the scheme as they seem to care only about the entry on the property register.  Anyway, I'm trying to get further documentation from my landlord.  Presumably I can request proof of legal ownership from them?  What would I need say?  I'm worried the scheme may not authorise the upgrades.
  • theartfullodger
    theartfullodger Posts: 15,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 March at 7:08PM
    You don't have to own a property to be landlord.  Just have the right to be LL.  He might have a tenancy from actual owner granting him right to let it out (quite common).

    I'd write your "landlord" a calm polite letter saying what you've found and asking for clarification.

    He could be a crook... He wouldn't be the first by any means ... Quite a common fraud is getting copy of keys somehow then signing up multiple punters and taking rent & deposit....

    Real owner might be v grateful 

    Good luck... 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.9K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.8K Work, Benefits & Business
  • 619.7K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.