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Sainsbury’s Credit Card
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No it hadn't.0
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Having used the 0% BT with no fee, I'm now considering doing a further transfer with the 1.9% fee (if they will raise my limit again). What I can't find out from the mail and web site is: Is the 1.9% sum also charged at 0% APR, or should I aim to pay that plus the minimum payment when it hits the statement?I’m a Forum Ambassador and I support the Forum Team on the Credit Cards, Savings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
They put the fee on the balance at 0%, there is no interest on the fee provided you keep to the agreement and pay off by due datesausage_time said:Having used the 0% BT with no fee, I'm now considering doing a further transfer with the 1.9% fee (if they will raise my limit again). What I can't find out from the mail and web site is: Is the 1.9% sum also charged at 0% APR, or should I aim to pay that plus the minimum payment when it hits the statement?Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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I did a couple of 1.9% fee balance transfers back in March, and I have just realised that the fee was never charged to my account. It's only a few quid, but still odd. I have just made another 1.9% transfer so will watch to see if that transpires.Nasqueron said:
They put the fee on the balance at 0%, there is no interest on the fee provided you keep to the agreement and pay off by due datesausage_time said:Having used the 0% BT with no fee, I'm now considering doing a further transfer with the 1.9% fee (if they will raise my limit again). What I can't find out from the mail and web site is: Is the 1.9% sum also charged at 0% APR, or should I aim to pay that plus the minimum payment when it hits the statement?I’m a Forum Ambassador and I support the Forum Team on the Credit Cards, Savings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0
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